Hamilton County property record for 448 Cloverdale Ave, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,680 sqft · built 1990 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jan 2020) |
| Tax Bill | $4,660 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0051-0184-00 |
| Primary APN | 599-0051-0184-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Finished Basement | 733 sqft |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,409 sqft (0.216 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 180 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 448 CLOVERDALE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVERDALE RD 75 X 125 LOT 462 PT LT 463 SPRINGDALE PK 2ND SUB PARS 184 & 185 CONS |
| Legal Subdivision | SPRINGDALE PARK 2ND SUB |
| Legal Lot Number | 462 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 21501 |
448 Cloverdale Ave is owned and occupied by an individual who bought it in January 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 448 CLOVERDALE AVE, CINCINNATI, OH 45246-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 23, 2020 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2020 · Amount on File |
| Deed Sale | Jan 23, 2020 · Amount on File |
| Deed Document Number | 0000007968 |
| Deed Book / Page | 014089 / 001837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 448 CLOVERDALE AVE, CINCINNATI, OH 45246-2243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 448 CLOVERDALE AVE, CINCINNATI, OH 45246-2243 |
| Document Number | 0000017882 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 15126/1660 |
| Instrument | 2024-0017882 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 448 CLOVERDALE AVE, CINCINNATI, OH 45246-2243 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000092291 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 14470/5 |
| Instrument | 2021-0092291 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 23, 2020 |
| Property Address | 448 CLOVERDALE AVE, CINCINNATI, OH 45246-2243 |
| Document Number | 0000007968 |
| Book / Page | 014089 / 001837 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 7968 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 CLOVERDALE AVE CINCINNATI OH 452462243, CINCINNATI, OH 45246-2243 |
| Document Number | 7969 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 014089/001840 |
| Instrument | 7969 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2050 |
The 2025 property tax bill for 448 Cloverdale Ave was $4,660, up 16.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,660.00 (+16.38%) | $92,929 (-) Land $11,246 Building $81,683 | |
| 2024 | $4,004.00 (-0.25%) | $92,929 (-) Land $11,246 Building $81,683 | |
| 2023 | $4,014.00 (-1.83%) | $92,929 (+20.69%) Land $11,246 Building $81,683 | $265,510 Land $32,130 Building $233,380 |
| 2022 | $4,089.00 Homeowner's exemption | $77,001 Land $10,966 Building $66,035 | |
| 2020 | $220,000 Land $31,330 Building $188,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 448 Cloverdale Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 448 Cloverdale Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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