46286 Shadow Mountain Dr, Palm Desert, CA 92260 Property Records

Riverside County property record for 46286 Shadow Mountain Dr, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,216 sqft · built 1988
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on Record
Tax Bill	$7,175 (2025)
Deeds & Mortgages	Nov 2018 Second Mortgage Jun 2018 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`628-060-014`

Property Details

APN / Parcel Number

Primary APN	`628-060-014`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	2,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	46286 SHADOW MOUNTAIN DR
City	PALM DESERT
State	CA
Zip	92260-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 BLK D6 MB 024/028 PALM DESERT UNIT 6
Legal Subdivision	PALM DESERT UNIT 6
Legal Block	D6
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2011
Census Tract	45116

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	46286 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-5312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JTF ROSE INC
Jun 12, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 8, 2018
Transfer Doc	0000237676
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	46286 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-5312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000455460
Date	Nov 20, 2018
Instrument	2018-0455460

Lender

Name	JTF ROSE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 20, 2021

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 12, 2018
Property Address	46286 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-5312
Document Number	0000237676
Instrument Date	Jun 8, 2018
Instrument	237676
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	46286 SHADOW MOUNTAIN DR PALM DESERT CA 922605312, PALM DESERT, CA 92260-5312

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 13, 2017
Property Address	46286 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-5312
Document Number	0000380268
Instrument Date	Sep 8, 2017
Instrument	380268
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46286 SHADOW MOUNTAIN DR PALM DESERT CA 922605312, PALM DESERT, CA 92260-5312

Mortgage

Document Number	380269
Date	Sep 13, 2017
Instrument	380269

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,391 (+2%) Land $76,535 Building $366,856
2025	$7,175.00 (+4.65%)	$434,698 (+4.04%) Land $75,035 Building $359,663
2023	$6,856.00 (+2.88%)	$417,820 Land $72,122 Building $345,698
2022	$6,664.00
2021			$767,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on Shadow Mountain Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures