46285 Shoal Dr, Macomb, MI 48044 Property Records

Macomb County property record for 46285 Shoal Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,169 sqft · built 2001
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jun 2021)
Tax Bill	$7,516 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jun 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`20-08-33-127-062`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-127-062`
Alternative APN	`0833127062`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	3,169 sqft Living Area
1st Floor Area	1,766 sqft
Basement Area	1,766 sqft
Unfinished Basement	1,766 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	138 ft deep x 75 ft wide
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46285 SHOAL DR
City	MACOMB
State	MI
Zip	48044-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIVERWOODS SUB #4 LOT 209 LIBER: 140 PAGES: 1-6
Legal Subdivision	RIVERWOODS SUB
Legal Lot Number	209
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1000
Census Tract	224201

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46285 SHOAL DR, MACOMB, MI 48044-3641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Intrafamily Transfer, Transfer
Jun 11, 2021	Warranty Deed, Transfer NOT AVAILABLE, FFMT
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 16, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	20212197212
Deed Book / Page	27793 / 712
Last Transfer Date	Feb 25, 2022
Transfer Doc	0000013604
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Feb 21, 2023
Property Address	46285 SHOAL DR, MACOMB, MI 48044-3641
Document Number	2300013604
Book / Page	29013 / 311
Map Reference	LB 140 PG 1-6
Instrument Date	Feb 25, 2022
Instrument	202300013604
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46285 SHOAL DR, MACOMB, MI 48044-3641

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46285 SHOAL DR, MACOMB, MI 48044-3641

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 11, 2021
Property Address	46285 SHOAL DR, MACOMB, MI 48044-3641
Document Number	2102197212
Book / Page	27793 / 712
Map Reference	LB 140 PG 1-6
Instrument Date	May 21, 2021
Instrument	202102197212
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NOT AVAILABLE, FFMT

Transaction

Amount	Amount Recorded
Tax	$4,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46285 SHOAL DR, 46285, MACOMB, MI 48044-3641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46285 SHOAL DR, MACOMB, MI 48044-3641

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46285 SHOAL DR, MACOMB, MI 48044-3641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46285 SHOAL DR, MACOMB, MI 48044-3641

Mortgage

Document Number	0000134565
Date	Nov 4, 2020
Book Page	27124/90
Instrument	2134565

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 16, 2017
Property Address	46285 SHOAL DR, MACOMB, MI 48044-3641
Document Number	0000019500
Book / Page	24559 / 926
Map Reference	LB 140 PG 1-6
Instrument Date	Jan 6, 2017
Instrument	7019500
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,769.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46285 SHOAL DR, MACOMB, MI 48044-3641

Mortgage

Document Number	0000019501
Date	Feb 16, 2017
Instrument	7019501

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,300 (+20.66%)	$552,600 (+20.66%)
2025	$7,516.00 (+13.12%)
2023		$229,000	$458,000
2022	$6,644.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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