46197 Shoal Dr, Macomb, MI 48044 Property Records

Macomb County property record for 46197 Shoal Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,088 sqft · built 2015
Lot Size	0.481 acres (20,952 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Oct 2016)
Tax Bill	$7,589 (2025)
Flood Zone	Zone X (moderate risk)
APN	`20-08-33-127-067`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-127-067`
Alternative APN	`0833127067`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,088 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	20,952 sqft (0.481 acres)
Lot Dimensions	262 ft deep x 80 ft wide
Garage Area	773 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46197 SHOAL DR
City	MACOMB
State	MI
Zip	48044-6709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIVERWOODS FARMS SUB LOT 2 LIBER: 161 PGS: 47-50
Legal Subdivision	RIVERWOODS FARMS SUB
Legal Lot Number	2
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1000
Census Tract	224201

Owner

46197 Shoal Dr is owned and occupied by an individual who bought it in October 2016.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	46197 SHOAL DR, MACOMB, MI 48044-6709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2016 · Amount on File
Deed Sale	Oct 4, 2016 · Amount on File
Prior Sale	Apr 20, 2015 · Amount on File
Deed Document Number	20166117004
Deed Book / Page	24299 / 620
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 46197 Shoal Dr was $7,589 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,600	$623,200
2025	$7,589.00
2023		$258,500	$517,000
2022	$6,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46197 Shoal Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46197 Shoal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20