4628 Watermill Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4628 Watermill Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,216 sqft · built 1997
Lot Size2.94 acres (128,066 sqft)
OwnerOwner on Record
Tax Bill$406 (2023)
Flood ZoneZone X (minimal risk)
APN24-5N-29-0000-00904-0000

Property Details

APN / Parcel Number

Primary APN24-5N-29-0000-00904-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,216 sqft Heated Area
Gross Area1,360 sqft
1st Floor Area1,216 sqft

Exterior

Year BuiltBuilt 1997
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area128,066 sqft (2.94 acres)
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number245N290000009040000
Street Address4628 WATERMILL RD
CityJAY
StateFL
Zip32565-1436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionN 8 ACRES OF S 14 ACS OF E2 OF SW4 OF NE4 AS DES IN OR 2363 PG 1475 LESS OR 1195 PG 55 & LESS OR 1375 PG 1181 & LESS OR 2300
Legal Range29W
Legal Township05N
Legal Section24
Legal SubdivisionN/A
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group2
Census Block2016
Census Tract10200

Owner

Source: Santa Rosa County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner on Record
Mailing Address4658 WATERMILL RD, JAY, FL 32565-1436

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleOct 20, 2004
Last Transfer DateMay 7, 2012
Transfer Doc0031351577
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$406.00 (+16.67%)$29,250 (+43.17%) Land $26,460 Building $2,790$29,250 (+43.17%) Land $26,460 Building $2,790
2022$348.00$20,430$20,430 Land $17,640 Building $2,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

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