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4586 Watermill Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4586 Watermill Rd, Jay, FL 32565 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1964
Square Footage1,344 sqft Living Area
Lot Size43,560 sqft (1 acres)
GarageAttached, 280 sqft
Last Sale$8,000 (2017)
Tax Bill$1,324.00 (2024)

Owner

Source: Santa Rosa County records · APN 24-5N-29-0000-00900-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4023 GORDON WELLS DR, MILTON, FL 32583-2922
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Intrafamily Transfer, Transfer
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 30, 2021Intrafamily Transfer, Transfer
Aug 20, 2019Quit Claim Deed, Mortgage · Conventional Mortgage
PENNYMAC
Jun 19, 2017Quit Claim Deed, Transfer
Quitclaim Document
May 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2017 · Amount on Record
Deed SaleMay 19, 2017 · Amount on Record
Prior SaleDec 06, 2006
Deed Doc Number201720308
Deed Book / Page3626 / 173
Last Transfer DateSep 15, 2022
Transfer Doc0000053343
Record RefreshedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateSep 15, 2022
Property Address4586 WATERMILL RD, JAY, FL 32565-1434
Document Number0043261010
Book / Page4326 / 1010
Instrument DateSep 15, 2022
Instrument202253343
Transaction TypeTransfer
Record UpdatedOct 14, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Partial Interest
  • Only a portion of the APN conveyed

Transferred From (Grantor/Seller)

NameVerified Name
Address2730 ANTELOPE ST, 2730, VERNON, TX 76384-6840

Transferred To (Grantee/Buyer)

NameVerified Name
Address4593 WATERMILL RD, JAY, FL 32565-1435

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4586 WATERMILL RD, JAY, FL 32565-1434
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4023 GORDON WELLS DR, MILTON, FL 32583-2922

Mortgage

Document Number0042340740
DateJan 18, 2022
Book Page4234/740
Instrument202203089
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateJul 30, 2021
Property Address4586 WATERMILL RD, JAY, FL 32565-1434
Document Number0041560331
Book / Page4156 / 331
Instrument DateJul 30, 2021
Instrument202151233
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4593 WATERMILL RD, 4593, JAY, FL 32565-1435

Transferred To (Grantee/Buyer)

NameVerified Name
Address2730 ANTELOPE ST, VERNON, TX 76384-6840

August 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateAug 20, 2019
Property Address4586 WATERMILL RD, JAY, FL 32565-1434
Document Number0038611871
Book / Page003861 / 001871
Instrument DateJul 26, 2019
Instrument36808
Transaction TypeMortgage
Record UpdatedNov 04, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4586 WATERMILL RD JAY FL 325651434, JAY, FL 32565-1434

Mortgage

Document Number38612068
DateAug 20, 2019
Book Page003861/002068
Instrument36889
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2049

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJun 19, 2017
Property Address4586 WATERMILL RD, JAY, FL 32565-1434
Document Number0036340616
Book / Page003634 / 000616
Instrument DateJun 19, 2017
Instrument24606
Transaction TypeTransfer
Record UpdatedJun 26, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4587 WATERMILL RD JAY FL 325651435, JAY, FL 32565-1435

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMay 19, 2017
Property Address4586 WATERMILL RD, JAY, FL 32565-1434
Document Number0036260173
Book / Page003626 / 000173
Instrument DateMay 18, 2017
Instrument20308
Transaction TypeTransfer
Record UpdatedJun 23, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$56.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4593 WATERMILL RD JAY FL 325651435, JAY, FL 32565-1435

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$118,255 (+2.72%) Land $10,000 Building $108,255$118,255 (+2.72%) Land $10,000 Building $108,255
2024$1,324.00 (+3.84%)$115,120 (+2.16%) Land $10,000 Building $105,120$115,120 (+2.16%) Land $10,000 Building $105,120
2023$1,275.00 (+6.43%)$112,686 (+6.85%) Land $9,000 Building $103,686$112,686 (+6.85%) Land $9,000 Building $103,686
2022$1,198.00$105,461$105,461 Land $6,000 Building $99,461

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,163 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN24-5N-29-0000-00900-0000
Alternative APN
  • N295240000009000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,344 sqft Living Area
Gross Area1,976 sqft Gross Area
1st Floor1,344 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area43,560 sqft (1 acres)
Depth X Width208 ft x 208 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area280 sqft Garage
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4586 WATERMILL RD
CityJAY
StateFL
Zip32565-1434
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2019* COM AT SW CORNER OF E2 OF SW4 OF NE4 OF SECTION 24 TOWNSHIP 5 NORTH RANGE 29 WEST THN E 80 FT TO POB & CONTINUE 208 FT THN N 208 FT THN W 208 FT THN S 208 FT TO POB AS DES IN OR 2678 PG 622 & IN OR 3861 PG 1871 (PRIOR DE
Legal Range29W
Legal Township5N
Legal Section24
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup2
Census Block2007
Census Tract10200

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