Clark County property record for 4628 S 16th Dr, Ridgefield, WA 98642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,932 sqft · built 2018 |
| Lot Size | 0.146 acres (6,366 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,843 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000000009860442 |
| Primary APN | 0000000009860442 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,932 sqft Living Area |
| Gross Area | 3,613 sqft |
| 1st Floor Area | 1,981 sqft |
| 2nd Floor Area | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Roof Material | Concrete |
| Lot Area | 6,366 sqft (0.146 acres) |
| Garage Type | Attached |
| Garage Area | 683 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Street Address | 4628 S 16TH DR |
|---|---|
| City | RIDGEFIELD |
| State | WA |
| Zip | 98642-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-8 |
| Legal Description | SEVEN WELLS ESTATES PUD PH1 LOT 2 311933 FOR ASSESSOR USE ONLY SEVEN WELLS ESTATES PUD PH1 LOT 2 311933 |
| Legal Subdivision | SEVEN WELLS ESTATES PUD PH 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CLARK WA |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40303 |
Source: Clark County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16316 NE 67TH ST, VANCOUVER, WA 98682-3708 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 16, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2018 | Grant Deed, Transfer CLARK COUNTY TITLE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 |
| Deed Sale | Oct 16, 2020 |
| Prior Sale | Mar 8, 2018 · Amount on Record |
| Deed Document Number | 20205805170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK WA |
| Property Address | 4628 S 16TH DR, RIDGEFIELD, WA 98642-7401 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0005933200 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 5933200 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK WA |
| Property Address | 4628 S 16TH DR, RIDGEFIELD, WA 98642-7401 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0006060099 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 6060099 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 5, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK WA |
| Recording Date | Oct 16, 2020 |
| Property Address | 4628 S 16TH DR, RIDGEFIELD, WA 98642-7401 |
| Document Number | 0005805170 |
| Map Reference | VOL 311 GP 933 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 5805170 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,408.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16316 NE 67TH ST, VANCOUVER, WA 98682-3708 |
| Document Number | 0005805171 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 5805171 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLARK WA |
| Recording Date | Jul 27, 2018 |
| Property Address | 4628 S 16TH DR, RIDGEFIELD, WA 98642-7401 |
| Document Number | 0005533582 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 5533582 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | CLARK COUNTY TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11815 NE 99TH ST #1200 VANCOUVER WA 986822454, 1200, VANCOUVER, WA 98682-2454 |
| Investor | Possibly a Property Investor |
Source: Clark County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Clark County |
| Municipality | Ridgefield City |
| Unified School District | Ridgefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $828,294 (+3.68%) Land $160,500 Building $667,794 | $828,294 (+3.68%) Land $160,500 Building $667,794 | |
| 2025 | $6,843.00 | $798,868 (+3.37%) Land $150,000 Building $648,868 | $798,868 (+3.37%) Land $150,000 Building $648,868 |
| 2024 | $6,843.00 (+5.18%) | $772,839 (-1.3%) Land $150,000 Building $622,839 | $772,839 (-1.3%) Land $150,000 Building $622,839 |
| 2023 | $6,506.00 | $783,043 (+8.86%) Land $150,000 Building $633,043 | $783,043 (+8.86%) Land $150,000 Building $633,043 |
| 2022 | $719,319 Land $133,875 Building $585,444 | $719,319 Land $133,875 Building $585,444 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEFIELD PUBLIC WORKS serves 21,225 people · EPA ID WA5372400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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