Clark County property record for 4604 S 16th Dr, Ridgefield, WA 98642
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,641 sqft · built 2018 |
| Lot Size | 0.148 acres (6,449 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $695,000 (Oct 2023) |
| Tax Bill | $5,624 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000000009860442 |
| Primary APN | 0000000009860442 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,641 sqft Living Area |
| Gross Area | 3,094 sqft |
| 1st Floor Area | 1,567 sqft |
| 2nd Floor Area | 1,074 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Roof Material | Concrete |
| Lot Area | 6,449 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Street Address | 4604 S 16TH DR |
|---|---|
| City | RIDGEFIELD |
| State | WA |
| Zip | 98642-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-8 |
| Legal Description | SEVEN WELLS ESTATES PUD PH1 LOT 4 311933 FOR ASSESSOR USE ONLY SEVEN WELLS ESTATES PUD PH1 LOT 4 311933 |
| Legal Subdivision | SEVEN WELLS ESTATES PUD PH 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CLARK WA |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40303 |
Source: Clark County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4604 S 16TH DR, RIDGEFIELD, WA 98642-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HOMESTREET BANK |
| Feb 26, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2023 · Amount on Record |
| Deed Sale | Oct 6, 2023 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 20236146975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK WA |
| Recording Date | Oct 6, 2023 |
| Property Address | 4604 S 16TH DR, RIDGEFIELD, WA 98642-7401 |
| Document Number | 0006146975 |
| Map Reference | VOL 311 PG 933 |
| Instrument Date | Oct 4, 2023 |
| Instrument | 6146975 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,431.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4604 S 16TH DR, RIDGEFIELD, WA 98642-7401 |
| Document Number | 0006146976 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 6146976 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK WA |
| Property Address | 4604 S 16TH DR, RIDGEFIELD, WA 98642-7401 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0005507204 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 5507204 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK WA |
| Recording Date | Feb 26, 2019 |
| Property Address | 4604 S 16TH DR, RIDGEFIELD, WA 98642-7401 |
| Document Number | 0005587549 |
| Map Reference | VOL 311 PG 933 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 5587549 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | CHICAGO TITLE FISHERS LANDIN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,460.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4604 S 16TH DR, RIDGEFIELD, WA 98642-7401 |
| Document Number | 0005587550 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 5587550 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Clark County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Clark County |
| Municipality | Ridgefield City |
| Unified School District | Ridgefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,680 (-3.34%) Land $160,500 Building $499,180 | $659,680 (-3.34%) Land $160,500 Building $499,180 | |
| 2025 | $5,624.00 | $682,482 (+7.47%) Land $160,500 Building $521,982 | $682,482 (+7.47%) Land $160,500 Building $521,982 |
| 2024 | $5,624.00 (+8.11%) | $635,015 (+1.47%) Land $150,000 Building $485,015 | $635,015 (+1.47%) Land $150,000 Building $485,015 |
| 2023 | $5,202.00 | $625,826 (+10.48%) Land $150,000 Building $475,826 | $625,826 (+10.48%) Land $150,000 Building $475,826 |
| 2022 | $566,470 Land $133,875 Building $432,595 | $566,470 Land $133,875 Building $432,595 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEFIELD PUBLIC WORKS serves 21,225 people · EPA ID WA5372400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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