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4624 Perception Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 4624 Perception Cir, Milton, FL 32570 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,368 sqft · built 2019
Lot Size0.367 acres (15,987 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Jun 2024)
Tax Bill$165 (2024)
Deeds & MortgagesOct 2022 Line of Credit
Apr 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-2N-29-5715-00K00-0040

Property Details

APN / Parcel Number

Primary APN26-2N-29-5715-00K00-0040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,368 sqft Heated Area
Gross Area2,965 sqft
1st Floor Area2,788 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area15,987 sqft (0.367 acres)
Lot Dimensions2,000 ft deep x 800 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area177 sqft
Deck Area1 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number262N29571500K000040
Street Address4624 PERCEPTION CIR
CityMILTON
StateFL
Zip32570-8920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER CREEK PHASE TWO BLK K LOT 4 AS DES IN OR 4511 PG 1127
Legal Range29W
Legal Township02N
Legal Section26
Legal SubdivisionWHISPER CREEK
Legal Phase2
Legal BlockK
Legal Lot Number4
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group1
Census Block1018
Census Tract10504

Owner

Source: Santa Rosa County records · APN 26-2N-29-5715-00K00-0040

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4624 PERCEPTION CIR, MILTON, FL 32570-8920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Apr 28, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Oct 18, 2019Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC
Dec 06, 2018Grant Deed, Transfer
DHI TITLE/FL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2024 · Amount on Record
Deed SaleJun 12, 2024 · Amount on Record
Prior SaleApr 28, 2022 · Amount on Record
Deed Document Number0045111127
Deed Book / Page4511 / 1127
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4624 PERCEPTION CIR, MILTON, FL 32570-8920
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4624 PERCEPTION CIR, MILTON, FL 32570-8920

Mortgage

Document Number0043350312
DateOct 12, 2022
Book Page4335/312
Instrument202258304
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueNov 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 28, 2022
Property Address4624 PERCEPTION CIR, MILTON, FL 32570-8920
Document Number0042770285
Book / Page4277 / 285
Map ReferenceMB 11 PG 26&27
Instrument DateApr 26, 2022
Instrument202225695
Transaction TypeTransfer
Record UpdatedJun 06, 2022
Title CompanyCHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5887 ANDERSON LN, 5887, MILTON, FL 32570-7709

Transferred To (Grantee/Buyer)

NameVerified Name
Address4624 PERCEPTION CIR, MILTON, FL 32570-8920

Mortgage

Document Number0004277288
DateApr 28, 2022
Instrument4277/288
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2037
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateMay 01, 2027
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change5.37%
Index5-Year CMT
Margin2
Max Rate8.37%

October 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateOct 18, 2019
Property Address4624 PERCEPTION CIR, MILTON, FL 32570-8920
Document Number0038811852
Book / Page003881 / 001852
Instrument DateOct 16, 2019
Instrument47101
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 07, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,633.98
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4624 PERCEPTION CIR MILTON FL 325708920, MILTON, FL 32570-8920

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateDec 06, 2018
Property Address4624 PERCEPTION CIR, MILTON, FL 32570-8920
Document Number0037880799
Book / Page003788 / 000799
Instrument DateDec 06, 2018
Instrument51887
Transaction TypeTransfer
Record UpdatedFeb 04, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$4,900.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$317,313 (+6.08%) Land $38,000 Building $279,313$317,313 (+6.08%) Land $38,000 Building $279,313
2023$165.00 (-91.27%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$299,120 (+56.36%) Land $38,000 Building $261,120$299,120 (+7.6%) Land $38,000 Building $261,120
2022$1,890.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$191,306$277,997 Land $35,000 Building $242,997

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130105041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 27 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
27 of 27 on primary residences

Wildfire

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire LikelihoodAbout 1 in 379 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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