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4605 Perception Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 4605 Perception Cir, Milton, FL 32570 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,807 sqft · built 2020
Lot Size0.428 acres (18,687 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Jun 2025)
Tax Bill$3,080 (2024)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-2N-29-5715-00L00-0090

Property Details

APN / Parcel Number

Primary APN26-2N-29-5715-00L00-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,807 sqft Heated Area
Gross Area2,732 sqft
1st Floor Area2,458 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area18,687 sqft (0.428 acres)
Lot Dimensions1,290 ft deep x 1,800 ft wide
Garage Area651 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area274 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number262N29571500L000090
Street Address4605 PERCEPTION CIR
CityMILTON
StateFL
Zip32570-8398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER CREEK PHASE TWO BLK L LOT 9 AS DES IN OR 3908 PG 932
Legal Range29W
Legal Township02N
Legal Section26
Legal SubdivisionWHISPER CREEK
Legal Phase2
Legal BlockL
Legal Lot Number9
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group1
Census Block1019
Census Tract10504

Owner

Source: Santa Rosa County records · APN 26-2N-29-5715-00L00-0090

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4605 PERCEPTION CIR, MILTON, FL 32570-8398
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2025 · Amount on Record
Deed SaleJun 03, 2025 · Amount on Record
Prior SaleJan 10, 2020 · Amount on Record
Deed Document Number202525081
Deed Book / Page4622 / 1689
Record UpdatedJun 08, 2026

January 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 10, 2020
Property Address4605 PERCEPTION CIR, MILTON, FL 32570-8398
Document Number0039080932
Book / Page3908 / 0932
Map ReferenceMB 11 PG 26&27
Instrument DateJan 06, 2020
Instrument202001626
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,679.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4605 PERCEPTION CIR, MILTON, FL 32570-8398

Mortgage

Document Number0039080935
DateJan 10, 2020
Instrument3908/0935
Lender
NameSHELTER MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,080.00 (-0.13%)$256,298 (-0.75%) Land $38,000 Building $218,298$256,298 (-0.75%) Land $38,000 Building $218,298
2023$3,084.00 (+6.31%)$258,232 (+5.53%) Land $38,000 Building $220,232$258,232 (+5.53%) Land $38,000 Building $220,232
2022$2,901.00$244,709$244,709 Land $35,000 Building $209,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130105041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 27 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 405 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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