4622 Hudson Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 4622 Hudson Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,944 sqft · built 1920
Lot Size	0.549 acres (23,936 sqft)
Owner	Company Name on Record
Tax Bill	$3,886 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-26-201-008`

Property Details

APN / Parcel Number

Primary APN	`8914-26-201-008`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	648 sqft
Basement Area	648 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	23,936 sqft (0.549 acres)
Lot Dimensions	176 ft deep x 136 ft wide
Garage Type	Detached
Garage Area	3,168 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4622 HUDSON RD
City	CEDAR FALLS
State	IA
Zip	50613-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED CEDAR FALLS PART NW NE SEC 26 T 89 R 14 COM AT N 1/4 COR OF SEC 26 TH ELY ALONG N LINE OF SEC 26 50.5 FT TO ELY RT
Legal Range	14W
Legal Township	89N
Legal Section	26
Legal Subdivision	CEDAR FALLS
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2013
Census Tract	2601

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	800 LINCOLN WAY, AMES, IA 50010-6915
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 26, 2025
Transfer Doc	0000012895
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 14, 2026
Property Address	4622 HUDSON RD, CEDAR FALLS, IA 50613-7021
Document Number	0000013851
Instrument Date	Sep 9, 2026
Instrument	202613851
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4622 HUDSON RD, CEDAR FALLS, IA 50613-7021

Mortgage

Document Number	0000013851,
Date	Sep 14, 2026
Instrument	202613851

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4622 HUDSON RD, CEDAR FALLS, IA 50613-7021
Transaction Type	Mortgage
Record Updated	Jun 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000015075
Date	Mar 3, 2020
Instrument	202000015075

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,886.00 (+6.7%) Homeowner's exemption	$284,400 (+13.64%) Land $49,110 Building $235,290	$284,400 (+13.64%) Land $49,110 Building $235,290
2024	$3,642.00
2023		$250,260 (+21.4%) Land $49,110 Building $201,150	$250,260 (+21.4%) Land $49,110 Building $201,150
2022	$3,642.00 Homeowner's exemption	$206,140 Land $49,110 Building $157,030
2021			$206,140 Land $49,110 Building $157,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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