3921 Hudson Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3921 Hudson Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,535 sqft · built 1952
Lot Size	0.758 acres (33,000 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Dec 2025)
Tax Bill	$4,132 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`8914-23-330-013`

Property Details

APN / Parcel Number

Primary APN	`8914-23-330-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,148 sqft
Attic	Attic
Attic Area	287 sqft
Basement Area	1,148 sqft
Finished Basement	900 sqft
Unfinished Basement	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,000 sqft (0.758 acres)
Lot Dimensions	200 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	260 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3921 HUDSON RD
City	CEDAR FALLS
State	IA
Zip	50613-6737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE PARK LOT 1 AND THAT PART LYING BETWEEN S LINE LOT 1 & N LINE CONTINENTAL HEIGHTS ESTATES AND EASE
Legal Range	14W
Legal Township	89N
Legal Section	23
Legal Subdivision	BROOKSIDE PARK
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1000
Census Tract	2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jan 3, 2020	Deed of Trust, Mortgage · Balloon Mortgage VERIDIAN CREDIT UNION
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Nov 25, 2025	Affidavit of Death of Joint Tenant, Transfer
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Mar 1, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Apr 12, 2024 · Amount on Record
Deed Document Number	202518836
Prior Transfer Date	Feb 26, 2025
Prior Transfer Doc	0000012895
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737

Mortgage

Document Number	202100014513
Date	Jan 11, 2021
Instrument	202100014513

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000011945
Date	Jan 3, 2020
Instrument	20202000011945

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737

Mortgage

Document Number	202100027575
Date	Jun 28, 2021
Instrument	202100027575

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737

Mortgage

Document Number	202100024293
Date	May 17, 2021
Instrument	202100024293

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 23, 2025
Property Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737
Document Number	0202518836
Instrument Date	Dec 23, 2025
Instrument	2025-18836
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737

Mortgage

Document Number	0202518837
Date	Dec 23, 2025
Instrument	2025-18837

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 25, 2025
Property Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737
Document Number	0202517394
Instrument Date	Sep 13, 2025
Instrument	2025-17394
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HUDSON RD, CEDAR FALLS, IA 50613

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 12, 2024
Property Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737
Document Number	202400012592
Instrument Date	Feb 28, 2024
Instrument	202400012592
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737

Mortgage

Document Number	202400012593
Date	Apr 12, 2024
Instrument	202400012593

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 1, 2017
Property Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737
Document Number	201700015271
Instrument Date	Feb 7, 2017
Instrument	2017-00015271
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3921 HUDSON RD, CEDAR FALLS, IA 50613-6737

Mortgage

Document Number	201700015272
Date	Mar 1, 2017
Instrument	2017-00015272

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,132.00 (+24.91%) Homeowner's exemption	$300,810 (+31.05%) Land $54,950 Building $245,860	$300,810 (+31.05%) Land $54,950 Building $245,860
2024	$3,308.00 (-6.24%)
2023		$229,530 (+20.08%) Land $54,950 Building $174,580	$229,530 (+20.08%) Land $54,950 Building $174,580
2022	$3,528.00	$191,140 Land $54,950 Building $136,190
2021			$191,140 Land $54,950 Building $136,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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