4621 Zoe Ave, Keyes, CA 95328 Property Records

Stanislaus County property record for 4621 Zoe Ave, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,279 sqft · built 2018
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Sep 2019)
Tax Bill	$5,109 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-073-015-000`

Property Details

APN / Parcel Number

Primary APN	`045-073-015-000`
Alternative APN	`045-073-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,279 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-073-015
Street Address	4621 ZOE AVE
City	KEYES
State	CA
Zip	95328-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONITA RANCH UNIT 6 (44M48) LOT 4
Legal Subdivision	BONITA RANCH UN 6
Legal Block	4
Legal Lot Number	4
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4001
Census Tract	3002

Owner

4621 Zoe Ave is owned and occupied by an individual who bought it in September 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4621 ZOE AVE, KEYES, CA 95328-8411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 13, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Deed Document Number	201961996
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4621 ZOE AVE, KEYES, CA 95328-8411
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 ZOE AVE, KEYES, CA 95328-8411

Mortgage

Document Number	0000057711
Date	Jun 17, 2021
Instrument	2021-0057711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 13, 2019
Property Address	4621 ZOE AVE, KEYES, CA 95328-8411
Document Number	0000061996
Map Reference	MB 44 PG 48
Instrument Date	Sep 10, 2019
Instrument	2019-0061996
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4621 ZOE AVE, KEYES, CA 95328-8411

Mortgage

Document Number	0000061998
Date	Sep 13, 2019
Instrument	2019-0061998

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 13, 2019
Property Address	4621 ZOE AVE, KEYES, CA 95328-8411
Document Number	0000061997
Instrument Date	Sep 10, 2019
Instrument	61997
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4621 ZOE AVE KEYES CA 95328, KEYES, CA 95328

Tax Assessment & Valuation

The 2026 property tax bill for 4621 Zoe Ave was $5,109 with a homeowner's exemption, up 2.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,109.00 (+2.53%) Homeowner's exemption	$435,006 (+2%) Land $111,550 Building $323,456
2025	$4,983.00 Homeowner's exemption	$426,477 Land $109,363 Building $317,114
2023	$4,733.00 (+1.41%) Homeowner's exemption	$409,918 Land $105,117 Building $304,801
2022	$4,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4621 Zoe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4621 Zoe Ave is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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