4612 Zoe Ave, Keyes, CA 95328 Property Records

Stanislaus County property record for 4612 Zoe Ave, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,279 sqft · built 2018
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`045-073-049-000`

Property Details

APN / Parcel Number

Primary APN	`045-073-049-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,279 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4612 ZOE AVE
City	KEYES
State	CA
Zip	95328-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONITA RANCH UNIT 6 (44M48) LOT 40
Legal Subdivision	BONITA RANCHUNIT 6
Legal Lot Number	40
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4002
Census Tract	3002

Owner

Source: Stanislaus County records · APN 045-073-049-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	4612 ZOE AVE, KEYES, CA 95328-8410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Nov 18, 2020	Intrafamily Transfer, Transfer CALATLANTIC TITLE INC
Nov 18, 2020	Quit Claim Deed, Transfer CALATLANTIC TITLE INC
Aug 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 29, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE CO
May 29, 2019	Grant Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	May 29, 2019
Deed Sale	May 29, 2019
Prior Sale	Nov 18, 2020
Deed Document Number	0000033480
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4612 ZOE AVE, KEYES, CA 95328-8410
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4612 ZOE AVE, KEYES, CA 95328-8410

Mortgage

Document Number	0000116592
Date	Dec 14, 2021
Instrument	2021-0116592

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Nov 18, 2020
Property Address	4612 ZOE AVE, KEYES, CA 95328-8410
Document Number	0000091076
Map Reference	MB 44 PG 48
Instrument Date	Nov 11, 2020
Instrument	2020-0091076
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4612 ZOE AVE, KEYES, CA 95328-8410
Investor	Possibly a Property Investor

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 18, 2020
Property Address	4612 ZOE AVE, KEYES, CA 95328-8410
Document Number	0000091077
Instrument Date	Nov 11, 2020
Instrument	91077
Transaction Type	Transfer
Record Updated	Dec 02, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4612 ZOE AVE KEYES CA 953288410, KEYES, CA 95328-8410

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 31, 2020
Property Address	4612 ZOE AVE, KEYES, CA 95328-8410
Document Number	0000065430
Instrument Date	Aug 31, 2020
Instrument	65430
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4612 ZOE AVE KEYES CA 953288410, KEYES, CA 95328-8410

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 29, 2019
Property Address	4612 ZOE AVE, KEYES, CA 95328-8410
Document Number	0000033480
Map Reference	MB 44 PG 48
Instrument Date	May 28, 2019
Instrument	2019-0033480
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4612 ZOE AVE, KEYES, CA 95328-8410
Investor	Possibly a Property Investor

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 29, 2019
Property Address	4612 ZOE AVE, KEYES, CA 95328-8410
Document Number	0000033479
Map Reference	MB 44 PG 48
Instrument Date	May 13, 2019
Instrument	2019-0033479
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4612 ZOE AVE, KEYES, CA 95328-8410
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033481
Date	May 29, 2019
Instrument	2019-0033481

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,148.00 (+5.21%)	$434,282 (+4.04%) Land $111,550 Building $322,732
2023	$4,893.00 (+1.37%)	$417,419 Land $107,219 Building $310,200
2022	$4,827.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 23, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 674 locations within half a mile of this property.

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