4621 Eddy Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 4621 Eddy Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,268 sqft · built 1961
Lot Size	0.297 acres (12,937 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2024)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Jun 2024 Transfer Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-42-31B-048`

Property Details

APN / Parcel Number

Primary APN	`41-42-31B-048`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,937 sqft (0.297 acres)
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	316 sqft
Patio Area	316 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4621 EDDY DR
City	CINCINNATI
State	OH
Zip	45244-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNELL HEIGHTS BLK 2; LOT 48
Legal Subdivision	FERNELL HEIGHTS
Legal Block	2
Legal Lot Number	48
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1003
Census Tract	41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4621 EDDY DR, CINCINNATI, OH 45244-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2024	Affidavit of Death of Joint Tenant, Transfer
Jul 18, 2019	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2024 · Amount on Record
Deed Sale	Jun 6, 2024 · Amount on Record
Deed Document Number	202410218
Deed Book / Page	2969 / 648
Prior Transfer Date	Jun 5, 2024
Prior Transfer Doc	0000010217
Record Updated	Sep 20, 2026

June 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLERMONT OH
Recording Date	Jun 6, 2024
Property Address	4621 EDDY DR, CINCINNATI, OH 45244-1405
Document Number	0000010217
Book / Page	2969 / 644
Map Reference	MB L PG 31
Instrument Date	May 15, 2024
Instrument	202400010217
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 EDDY DR, CINCINNATI, OH 45244-1405

July 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	CLERMONT OH
Recording Date	Jul 18, 2019
Property Address	4621 EDDY DR, CINCINNATI, OH 45244-1405
Document Number	0000015009
Book / Page	002812 / 005474
Instrument Date	Jul 8, 2019
Instrument	15009
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4621 EDDY DR CINCINNATI OH 452441405, CINCINNATI, OH 45244-1405

Mortgage

Document Number	15010
Date	Jul 18, 2019
Book Page	002812/005476
Instrument	15010

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	864 Months
Due	Jul 17, 2091

Interest

Rate Type	Adjustable Rate
Rate	5.53%

Mortgage

Document Number	15011,
Date	Jul 18, 2019
Book Page	002812/005490
Instrument	15011

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	864 Months
Due	Jul 17, 2091

Interest

Rate Type	Adjustable Rate
Rate	5.53%

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,181.00 (+18.12%)	$63,210 (-) Land $15,820 Building $47,390
2024	$2,693.00 (-57.16%) Homeowner's exemption	$63,210 (-) Land $15,820 Building $47,390	$180,600 (-) Land $45,200 Building $135,400
2023	$6,286.00 (+194.7%) Homeowner's exemption	$63,210 (+39.35%) Land $15,820 Building $47,390	$180,600 (+39.35%) Land $45,200 Building $135,400
2022	$2,133.00 Homeowner's exemption	$45,360 Land $11,200 Building $34,160
2020			$129,600 Land $32,000 Building $97,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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