4633 Eddy Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 4633 Eddy Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,518 sqft · built 1960
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$132,900 (May 2007)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Jun 2026 Transfer Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-42-31A-053`

Property Details

APN / Parcel Number

Primary APN	`41-42-31A-053`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,050 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,756 sqft (0.201 acres)
View / Lot	Cul-de-sac
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	793 sqft
Patio Area	873 sqft
Shed	1 Shed
Shed Area	64 sqft
Gazebo	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4633 EDDY DR
City	CINCINNATI
State	OH
Zip	45244-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNELL HEIGHTS 1; LOT 53
Legal Subdivision	FERNELL HEIGHTS
Legal Lot Number	53
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1003
Census Tract	41405

Owner

Source: Clermont County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4633 EDDY DR, CINCINNATI, OH 45244-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit SHAREFAX CU
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2007 · Amount on Record
Deed Sale	May 31, 2007 · Amount on Record
Prior Sale	Jul 29, 1998 · Amount on Record
Deed Document Number	200715883
Deed Book / Page	2061 / 2375
Last Transfer Date	Jun 26, 2026
Transfer Doc	0000014724
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 30, 2026
Property Address	4633 EDDY DR, CINCINNATI, OH 45244-1405
Document Number	0000014724
Book / Page	3027 / 815
Instrument Date	Jun 26, 2026
Instrument	202614724
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4633 EDDY DR, CINCINNATI, OH 45244-1405

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4633 EDDY DR, CINCINNATI, OH 45244-1405
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024420
Date	Sep 26, 2022
Book Page	2930/666
Instrument	202200024420

Lender

Name	SHAREFAX CU
Type	Credit Union
Address	BATAVIA, OH 45103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4633 EDDY DR, CINCINNATI, OH 45244-1405
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011989
Date	Apr 14, 2021
Book Page	2876/5591
Instrument	202100011989

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,047.00 (-49.39%)	$80,400 (-) Land $15,820 Building $64,580
2024			$229,700 (-) Land $45,200 Building $184,500
2023	$7,996.00 (+140.55%) Homeowner's exemption	$80,400 (+40.93%) Land $15,820 Building $64,580	$229,700 (+40.92%) Land $45,200 Building $184,500
2022	$3,324.00 Homeowner's exemption	$57,050 Land $11,200 Building $45,850
2020			$163,000 Land $32,000 Building $131,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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