462 W 12th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 462 W 12th St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,634 sqft · built 1919
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Company Names on Record
Last Sale	$150,000 (Feb 2012)
Tax Bill	$2,253 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`233-103-010-000`

Property Details

APN / Parcel Number

Primary APN	`233-103-010-000`
Alternative APN	`233-103-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	233-103-01
Street Address	462 W 12TH ST
City	TRACY
State	CA
Zip	95376-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEDALE MAP 5 PG 21 BLK 9 PART OF LOT 16
Legal Subdivision	ROSEDALE
Legal Block	4
Legal Lot Number	16
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4015
Census Tract	5303

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	462 W 12TH ST, TRACY, CA 95376-3404
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2012 · Amount on Record
Deed Sale	Feb 8, 2012 · Amount on Record
Prior Sale	Sep 28, 2011 · Amount on Record
Deed Document Number	201215307
Last Transfer Date	May 19, 2016
Transfer Doc	0000061380
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	462 W 12TH ST, TRACY, CA 95376-3404
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 W 12TH ST, TRACY, CA 95376-3404

Mortgage

Document Number	0000085377
Date	Oct 20, 2023
Instrument	2023-085377

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	462 W 12TH ST, TRACY, CA 95376-3404
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 W 12TH ST, TRACY, CA 95376-3404

Mortgage

Document Number	0000028128
Date	Feb 16, 2021
Instrument	2021-028128

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	462 W 12TH ST, TRACY, CA 95376-3404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009600
Date	Jan 29, 2018
Instrument	2018-009600

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 20, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	462 W 12TH ST, TRACY, CA 95376-3404
Document Number	0000027438
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	462 W 12TH ST TRACY CA 953763404, TRACY, CA 95376-3404

Mortgage

Document Number	0000027438
Date	Mar 3, 2020
Instrument	27438

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 2, 2048

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	462 W 12TH ST, TRACY, CA 95376-3404
Document Number	0000011968
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	462 W 12TH ST TRACY CA 953763404, TRACY, CA 95376-3404

Mortgage

Document Number	0000011968
Date	Feb 4, 2019
Instrument	11968

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,253.00
2025	$2,253.00 (+10.39%)	$201,546 (+4.04%) Land $46,469 Building $155,077
2023	$2,041.00 (+2.15%) Homeowner's exemption	$193,721 Land $44,665 Building $149,056	$450,090
2022	$1,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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