441 W 12th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 441 W 12th St, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,171 sqft · built 1920
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Dec 2023)
Tax Bill$4,997 (2025)
Deeds & MortgagesDec 2023 Second Mortgage
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN233-102-160-000

Property Details

APN / Parcel Number

Primary APN233-102-160-000
Alternative APN
  • 233-102-16

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,171 sqft Living Area
1st Floor Area1,171 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1970
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,500 sqft (0.172 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number233-102-16
Street Address441 W 12TH ST
CityTRACY
StateCA
Zip95376-3403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSEDALE BLK 10 LOT 6
Legal SubdivisionROSEDALE
Legal Block4
Legal Lot Number6
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group4
Census Block4006
Census Tract5303

Owner

Source: San Joaquin County assessment roll, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address441 W 12TH ST, TRACY, CA 95376-3403
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
LOANDEPOT.COM LLC
Dec 15, 2023Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2023 · Amount on Record
Deed SaleDec 15, 2023 · Amount on Record
Prior SaleMay 3, 2016 · Amount on Record
Deed Document Number2023106200
Prior Transfer DateDec 12, 2023
Prior Transfer Doc0000106201
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateDec 15, 2023
Property Address441 W 12TH ST, TRACY, CA 95376-3403
Document Number0000106201
Map ReferenceMB 5 PG 21
Instrument DateDec 12, 2023
Instrument2023-106201
Transaction TypeTransfer
Record UpdatedDec 29, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 W 12TH ST, TRACY, CA 95376-3403

Mortgage

Document Number0000106203
DateDec 15, 2023
Instrument2023-106203
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term362 Months
DueFeb 10, 2054

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 15, 2023
Property Address441 W 12TH ST, TRACY, CA 95376-3403
Document Number0000106200
Map ReferenceMB 5 PG 21
Instrument DateDec 7, 2023
Instrument2023-106200
Transaction TypeTransfer
Record UpdatedDec 29, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 W 12TH ST, TRACY, CA 95376-3403

Mortgage

Document Number0000106202
DateDec 15, 2023
Instrument2023-106202
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,997.00 (+41.48%)$433,500 (+33.68%) Land $153,000 Building $280,500
2023$3,532.00 (+2.08%)$324,277 Land $113,781 Building $210,496$371,430
2022$3,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon, Zinnia Networks.

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