462 Topaz Cir, Dover, DE 19904 Property Records

Kent County property record for 462 Topaz Cir, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,262 sqft · built 2007
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Feb 2018)
Tax Bill$2,171 (2026)
Deeds & MortgagesMar 2020 Mortgage
Mar 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN2-05-067.01-02-03.00-000

Property Details

APN / Parcel Number

Primary APN2-05-067.01-02-03.00-000
Alternative APNs
  • ED05067.010203.00/000
  • 77581
  • 84064

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,262 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions114 ft deep x 70 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number84064
Street Address462 TOPAZ CIR
CityDOVER
StateDE
Zip19904-3713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionEMERALD POINTE SUB LOT 98 462 TOPAZ CIRCLE
Legal SubdivisionEMERALD POINTE
Legal Lot Number98
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1005
Census Tract40700

Owner

462 Topaz Cir is owned and occupied by two individuals who bought it in February 2018.

Source: Kent County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address462 TOPAZ CIR, DOVER, DE 19904-3713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 16, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 5, 2018Special Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF AMERICA
Aug 30, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2018 · Amount on File
Deed SaleFeb 5, 2018 · Amount on File
Prior SaleAug 30, 2017 · Amount on File
Deed Document Number2018334992
Deed Book / Page8992 / 154
Prior Transfer DateAug 16, 2017
Prior Transfer Doc0000325490
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address462 TOPAZ CIR, DOVER, DE 19904-3713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000381667
DateMar 9, 2020
Book Page10076/1
Instrument2020-381667
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2035

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT DE
Recording DateMar 16, 2018
Property Address462 TOPAZ CIR, DOVER, DE 19904-3713
Document Number0000337169
Book / Page009040 / 000233
Instrument DateMar 15, 2018
Instrument337169
Transaction TypeTransfer
Record UpdatedApr 2, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address462 TOPAZ CIR DOVER DE 199043713, DOVER, DE 19904-3713

February 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENT DE
Recording DateFeb 5, 2018
Property Address462 TOPAZ CIR, DOVER, DE 19904-3713
Document Number0000334992
Book / Page8992 / 154
Map ReferenceMB 71 PG 49
Instrument DateJan 23, 2018
Instrument2018-334992
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
Tax$11,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address462 TOPAZ CIR, DOVER, DE 19904-3713

Mortgage

Document Number0000334993
DateFeb 5, 2018
Instrument2018-334993
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 15, 2048

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENT DE
Recording DateAug 30, 2017
Property Address462 TOPAZ CIR, DOVER, DE 19904-3713
Document Number0000325490
Book / Page008770 / 000105
Instrument DateAug 16, 2017
Instrument325490
Transaction TypeForeclosure
Record UpdatedSep 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$3,705.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

The 2026 property tax bill for 462 Topaz Cir was $2,171, up 5.9% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,171.00 (+5.85%)$349,000 Land $77,000 Building $272,000
2025$2,051.00
2023$1,845.00$62,700 Land $7,200 Building $55,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 462 Topaz Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 462 Topaz Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 91% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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