Kent County property record for 458 Topaz Cir, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,536 sqft · built 2006 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Aug 2021) |
| Tax Bill | $2,187 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-067.01-02-02.00-000 |
| Primary APN | 2-05-067.01-02-02.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 114 ft deep x 70 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 84063 |
|---|---|
| Street Address | 458 TOPAZ CIR |
| City | DOVER |
| State | DE |
| Zip | 19904-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | EMERALD POINTE SUB., LOT #97 458 TOPAZ CIRCLE |
| Legal Subdivision | EMERALD POINTE |
| Legal Lot Number | 97 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40700 |
458 Topaz Cir is owned and occupied by two individuals who bought it in August 2021.
Source: Kent County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 458 TOPAZ CIR, DOVER, DE 19904-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · VA Mortgage E HOME LOANS |
| Aug 13, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on File |
| Deed Sale | Aug 13, 2021 · Amount on File |
| Prior Sale | Jun 21, 2006 · Amount on File |
| Deed Document Number | 2021426910 |
| Deed Book / Page | 11302 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 30, 2026 |
| Property Address | 458 TOPAZ CIR, DOVER, DE 19904-3713 |
| Document Number | 0000539014 |
| Book / Page | 14279 / 101 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026539014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 458 TOPAZ CIR, DOVER, DE 19904-3713 |
| Document Number | 0000539014, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 14279/101 |
| Instrument | 2026539014 |
| Name | E HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 4% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Aug 13, 2021 |
| Property Address | 458 TOPAZ CIR, DOVER, DE 19904-3713 |
| Document Number | 0000426910 |
| Book / Page | 11302 / 79 |
| Map Reference | MB 71 PG 50 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021-426910 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 458 TOPAZ CIR, DOVER, DE 19904-3713 |
| Document Number | 0000426911 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-426911 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 458 Topaz Cir was $2,187, up 5.9% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,187.00 (+5.86%) | $351,600 (-) Land $77,000 Building $274,600 |
| 2025 | $2,066.00 | $351,600 Land $77,000 Building $274,600 |
| 2023 | $1,822.00 | $61,900 Land $7,200 Building $54,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 458 Topaz Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 458 Topaz Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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