462 Stuart Ln, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 462 Stuart Ln, Fate, TX 75189 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,396 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Tax Bill	$9,405 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R92358`

Property Details

APN / Parcel Number

Primary APN	`R92358`
Alternative APN	`S3278-000J-0040-00-0R`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,396 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Steel Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	112 ft deep x 51 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R92358
Street Address	462 STUART LN
City	FATE
State	TX
Zip	75189-4686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT CHAMBERLAIN CROSSING PH 1, BLOCK J, LOT 40
Legal Subdivision	THE RESERVE AT CHAMBERLAIN CROSSING PH 1
Legal Tract	40
Legal Block	J
Legal Lot Number	40
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1004
Census Tract	40409

Owner

Source: Rockwall County records · APN R92358

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	462 STUART LN, FATE, TX 75189-4686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Vendor's Lien, Transfer · VA Mortgage COMMERCIAL BANK OF TEXAS NA
Oct 12, 2021	Vendor's Lien, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2023
Deed Sale	Dec 12, 2023
Prior Sale	Oct 12, 2021
Deed Document Number	20230000020859
Record Updated	Jun 08, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 12, 2023
Property Address	462 STUART LN, FATE, TX 75189-4686
Document Number	0000020859
Map Reference	CAB J SL 165
Instrument Date	Dec 04, 2023
Instrument	20230000020859
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 STUART LN, FATE, TX 75189-4686

Mortgage

Document Number	0000020860
Date	Dec 12, 2023
Instrument	20230000020860

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 12, 2021
Property Address	462 STUART LN, FATE, TX 75189-4686
Document Number	0000027392
Map Reference	CAB J SL 165
Instrument Date	Oct 05, 2021
Instrument	20210000027392
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 2ND AVE # AVEFL31, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 STUART LN, FATE, TX 75189-4686

Mortgage

Document Number	0000027393
Date	Oct 12, 2021
Instrument	20210000027393

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 22, 2021
Property Address	462 STUART LN, FATE, TX 75189-4686
Document Number	0000016753
Map Reference	CAB J SL 165
Instrument Date	Jun 22, 2021
Instrument	20210000016753
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$356,686 (-7.54%) Land $95,000 Building $261,686	$356,686 (-7.54%) Land $95,000 Building $261,686
2024	$9,405.00 (-4.3%)
2023	$9,828.00 (+33.66%)	$385,770 Land $109,250 Building $276,520	$385,770 Land $109,250 Building $276,520
2021	$7,353.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970404091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Jan 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of Texas
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Peoples Telephone Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Fiber	940 / 940
Optimum Communications	Cable	940 / 35
Peoples Telephone Cooperative	Fixed Wireless	300 / 60
Verizon	Fixed Wireless	300 / 20
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Stuart Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures