449 Stuart Ln, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 449 Stuart Ln, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,086 sqft · built 2019
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Tax Bill	$9,503 (2024)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R92410`

Property Details

APN / Parcel Number

Primary APN	`R92410`
Alternative APN	`S3278-000M-0002-00-0R`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,086 sqft Living Area
Gross Area	3,505 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Steel Frame
Lot Area	5,489 sqft (0.126 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R92410
Street Address	449 STUART LN
City	FATE
State	TX
Zip	75189-4791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT CHAMBERLAIN CROSSING PH 1, BLOCK M, LOT 2
Legal Subdivision	THE RESERVE AT CHAMBERLAIN CROSSING PH 1
Legal Tract	2
Legal Block	M
Legal Lot Number	2
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1003
Census Tract	40409

Owner

Source: Rockwall County records · APN R92410

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	449 STUART LN, FATE, TX 75189-4791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2022
Deed Sale	Jul 20, 2022
Prior Sale	May 05, 2020
Deed Document Number	20220000016140
Record Updated	Jun 08, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jul 20, 2022
Property Address	449 STUART LN, FATE, TX 75189-4791
Document Number	0000016140
Map Reference	CAB J SL 165
Instrument Date	Jul 19, 2022
Instrument	20220000016140
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	FIRST TEXAS TITLE, FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	946 SILVERTHORNE TRL, 946, HIGHLAND VILLAGE, TX 75077-3165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 STUART LN, FATE, TX 75189-4791

Mortgage

Document Number	0000016141
Date	Jul 20, 2022
Instrument	20220000016141

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF T
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$412,799 (-6.18%) Land $95,000 Building $317,799	$412,799 (-6.18%) Land $95,000 Building $317,799
2024	$9,503.00 (-4.51%)
2023	$9,952.00 (+12.73%) Homeowner's exemption	$439,994 Land $109,250 Building $330,744	$439,994 Land $109,250 Building $330,744
2021	$8,828.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Peoples Telephone Cooperative Fiber · Fixed Wireless	1,000 / 1,000
Optimum Communications Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
JAB Wireless Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 301 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FATE serves 29,285 people
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.