462 Smithfield Ave, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 462 Smithfield Ave, Pawtucket, RI 02860

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 2,860 sqft · built 1930
Lot Size0.224 acres (9,755 sqft)
OwnerIndividual Name on Record
Last Sale$196,000 (Dec 2015)
Tax Bill$5,356 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Aug 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNPAWT M:49 L:0797

Property Details

APN / Parcel Number

Primary APNPAWT M:49 L:0797
Alternative APN
  • 490797

Interior

Bedrooms3 Beds
Full Baths3 Baths
Units2 Units
Stories1 Story
Building Area2,860 sqft Living Area
Gross Area4,364 sqft
1st Floor Area1,516 sqft
Basement Area1,344 sqft
Unfinished Basement1,344 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area9,755 sqft (0.224 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number490797
Street Address462 SMITHFIELD AVE
CityPAWTUCKET
StateRI
Zip02860-2552
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeCG
Legal Lot Number797
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group2
Census Block2014
Census Tract15000

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address313 CENTRAL ST, CENTRAL FALLS, RI 02863-2708
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Aug 2, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Aug 2, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
DIGITAL FCU
Jan 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PAWTUCKET CU
Dec 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
PAWTUCKET CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2015 · Amount on Record
Deed SaleDec 23, 2015 · Amount on Record
Prior SaleJun 3, 2003 · Amount on Record
Deed Document Number201522
Deed Book / Page3903 / 10
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Recording DateMay 29, 2026
Property Address462 SMITHFIELD AVE, PAWTUCKET, RI 02860-2552
Document Number005324-190
Book / Page5324 / 190
Instrument DateMay 19, 2026
Instrument20266
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address462 SMITHFIELD AVE, PAWTUCKET, RI 02860-2552
InvestorPossibly a Property Investor

Mortgage

Document Number0000000006,
DateMay 29, 2026
Book Page5324/190
Instrument20266
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 1, 2051
Interest
Rate6.23%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address462 SMITHFIELD AVE, PAWTUCKET, RI 02860-2552
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004901-17
DateAug 2, 2022
Book Page4901/17
Instrument1
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueSep 1, 2047

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address462 SMITHFIELD AVE, PAWTUCKET, RI 02860-2552
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004901-24
DateAug 2, 2022
Book Page4901/24
Instrument7
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueSep 1, 2032

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address462 SMITHFIELD AVE, PAWTUCKET, RI 02860-2552
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4630-319
DateJan 27, 2021
Book Page4630/319
Instrument83
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address462 SMITHFIELD AVE, PAWTUCKET, RI 02860-2552
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4465-165
DateDec 30, 2019
Book Page4465/165
Instrument38
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,356.00 (+0.92%)$407,300 (+3%) Land $73,200 Building $334,100$549,635
2023$5,307.00 (+2.16%)$313,300 (-) Land $75,000 Building $238,300
2022$5,195.00$313,300 Land $75,000 Building $238,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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