445 Smithfield Ave, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 445 Smithfield Ave, Pawtucket, RI 02860

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,294 sqft · built 1920
Lot Size0.08 acres (3,477 sqft)
OwnerIndividual Name on Record
Last Sale$314,000 (May 2021)
Tax Bill$5,605 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNPAWT M:48 L:0193

Property Details

APN / Parcel Number

Primary APNPAWT M:48 L:0193
Alternative APN
  • 480193

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Stories2 Stories
Building Area2,294 sqft Living Area
Gross Area3,816 sqft
1st Floor Area960 sqft
AtticAttic
Attic Area936 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,477 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number480193
Street Address445 SMITHFIELD AVE
CityPAWTUCKET
StateRI
Zip02860-2544
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRT
Legal Lot Number193
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group1
Census Block1028
Census Tract15000

Owner

Source: Pawtucket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address445 SMITHFIELD AVE, PAWTUCKET, RI 02860-2544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
RHODE ISLAND HOUSING & MTG FIN CORP
May 25, 2021Warranty Deed, Transfer · FHA Mortgage
RHODE ISLAND HOUSING & MTG FIN CORP
May 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOME LN & INV BK
Apr 24, 2018Warranty Deed, Transfer · FHA Mortgage
COASTWAY COMMERCIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2021 · Amount on Record
Deed SaleMay 25, 2021 · Amount on Record
Prior SaleApr 24, 2018 · Amount on Record
Deed Document Number202125
Deed Book / Page4693 / 189
Transfer Doc3188-75
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address445 SMITHFIELD AVE, PAWTUCKET, RI 02860-2544
Transaction TypeMortgage
Record UpdatedJun 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4693-208
DateMay 25, 2021
Book Page4693/208
Instrument27
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateMay 25, 2021
Property Address445 SMITHFIELD AVE, PAWTUCKET, RI 02860-2544
Document Number4693-189
Book / Page4693 / 189
Instrument DateMay 24, 2021
Instrument25
Transaction TypeTransfer
Record UpdatedJun 3, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 SMITHFIELD AVE, PAWTUCKET, RI 02860-2544

Mortgage

Document Number26
DateMay 25, 2021
Instrument26
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address445 SMITHFIELD AVE, PAWTUCKET, RI 02860-2544
Document Number4232-290
Instrument DateMay 10, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 SMITHFIELD AVE PAWTUCKET RI 028602544, PAWTUCKET, RI 02860-2544

Mortgage

Document Number4232-290
DateMay 30, 2018
Book Page004232/000290
Instrument12
Lender
NameHOME LN & INV BK
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 29, 2038

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateApr 24, 2018
Property Address445 SMITHFIELD AVE, PAWTUCKET, RI 02860-2544
Document Number4220-10
Book / Page4220 / 10
Instrument11
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$35.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number42200013
DateApr 24, 2018
Instrument04220/0013
Lender
NameCOASTWAY COMMERCIAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 24, 2048

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,605.00 (+17.88%)$426,200 (+51.83%) Land $107,500 Building $318,700
2023$4,755.00 (+2.17%)$280,700 (-) Land $81,500 Building $199,200
2022$4,654.00$280,700 Land $81,500 Building $199,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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