462 Ridge Rd, Rising Sun, MD 21911 Property Records

Cecil County property record for 462 Ridge Rd, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,304 sqft · built 1985
Lot Size	2.17 acres (94,525 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,843 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-031188`

Property Details

APN / Parcel Number

Primary APN	`06-031188`
Alternative APNs	`6031188` `031188`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,304 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Metal
Lot Area	94,525 sqft (2.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	031188
Street Address	462 RIDGE RD
City	RISING SUN
State	MD
Zip	21911-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 3 - 2.17 ACRES 462 RIDGE ROAD OAK GROVE
Legal Subdivision	OAK GROVE
Legal Lot Number	3
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	1
Census Block	1005
Census Tract	31302

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	462 RIDGE RD, RISING SUN, MD 21911-1531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2007
Deed Sale	Dec 4, 2007
Prior Sale	Nov 16, 2000 · Amount on Record
Deed Document Number	2007276436
Deed Book / Page	2439 / 746
Last Transfer Date	May 10, 2021
Transfer Doc	0048860129
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	May 19, 2021
Property Address	462 RIDGE RD, RISING SUN, MD 21911-1531
Document Number	0048860129
Book / Page	4886 / 129
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SERVICES L

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	462 RIDGE RD, 462, RISING SUN, MD 21911-1531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	462 RIDGE RD, RISING SUN, MD 21911-1531

Mortgage

Document Number	0004886133
Date	May 19, 2021
Instrument	4886/133

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,843.00 (+2.9%) Homeowner's exemption	$259,600 (+3.14%)	$275,400 (+9.42%) Land $89,700 Building $185,700
2025	$2,763.00 (+47.12%) Homeowner's exemption	$251,700 (+9.45%) Land $89,700 Building $162,000	$251,700 (-) Land $89,700 Building $162,000
2023	$1,878.00 Homeowner's exemption	$229,967	$251,700 Land $89,700 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20