Cecil County property record for 454 Ridge Rd, Rising Sun, MD 21911
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,804 sqft · built 1988 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $11,200 (Dec 1985) |
| Tax Bill | $3,495 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-031560 |
| Primary APN | 06-031560 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,804 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 67,954 sqft (1.56 acres) |
| Garage Type | Mixed |
| Garage Area | 1,672 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 468 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 031560 |
|---|---|
| Street Address | 454 RIDGE RD |
| City | RISING SUN |
| State | MD |
| Zip | 21911-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 2 - 1.562 ACRE 454 RIDGE ROAD OAK GROVE |
| Legal Subdivision | OAK GROVE |
| Legal Lot Number | 2 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 6, RISING SUN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 31302 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 454 RIDGE RD, RISING SUN, MD 21911-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 1985 · Amount on Record |
| Deed Sale | Dec 23, 1985 · Amount on Record |
| Deed Book / Page | 154 / 706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 454 RIDGE RD, RISING SUN, MD 21911-1531 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 454 RIDGE RD, RISING SUN, MD 21911-1531 |
| Document Number | 0052030026 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 5203/26 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,495.00 (+3.01%) Homeowner's exemption | $332,433 (+16.29%) | $359,300 (+12.63%) Land $75,200 Building $284,100 |
| 2025 | $3,393.00 (+37.98%) Homeowner's exemption | ||
| 2023 | $2,459.00 Homeowner's exemption | $285,867 | $319,000 Land $75,200 Building $243,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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