462 Railroad Rd, Benson, NC 27504 Property Records

Johnston County property record for 462 Railroad Rd, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,676 sqft · built 2022
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2026)
Tax Bill	$2,074 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01F10003E`

Property Details

APN / Parcel Number

Primary APN	`01F10003E`
Alternative APNs	`2000165643` `2000256236`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,676 sqft Living Area
Gross Area	2,359 sqft
1st Floor Area	637 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000256236
Street Address	462 RAILROAD RD
City	BENSON
State	NC
Zip	27504-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 2 BYRD 92/454
Legal Subdivision	DON BYRD LLC
Legal Lot Number	2
Jurisdiction	JOHNSTON NC
Township / Civil Division	BANNER
Census Block Group	1
Census Block	1038
Census Tract	41401

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	462 RAILROAD RD, BENSON, NC 27504-9248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME CORPORATION
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 4, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	202621283
Deed Book / Page	7143 / 19
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 30, 2026
Property Address	462 RAILROAD RD, BENSON, NC 27504-9248
Document Number	0000021283
Book / Page	7143 / 19
Instrument Date	Jun 30, 2026
Instrument	202621283
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 RAILROAD RD, BENSON, NC 27504-9248

Mortgage

Document Number	0000021284,
Date	Jun 30, 2026
Instrument	202621284

Lender

Name	HOME CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	462 RAILROAD RD, BENSON, NC 27504-9248
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 PHLOX RD, RALEIGH, NC 27616-8982
Investor	Possibly a Property Investor

Mortgage

Document Number	0000827517
Date	Sep 19, 2022
Book Page	6343/516
Instrument	2022827517

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SMITHFIELD, NC 27577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 18, 2023

Interest

Rate Type	Adjustable Rate

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 4, 2023
Property Address	462 RAILROAD RD, BENSON, NC 27504-9248
Document Number	0000000155
Book / Page	6403 / 835
Map Reference	MB 92 PG 454
Instrument Date	Jan 3, 2023
Instrument	2023000155
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$689.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3924 PHLOX RD, RALEIGH, NC 27616-8982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 RAILROAD RD, BENSON, NC 27504-9248

Mortgage

Document Number	0000000156
Date	Jan 4, 2023
Instrument	2023000156

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	10.4%
Index	5-Year TN
Max Rate	10.4%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,074.00 (-1.57%)	$331,870 (-) Land $56,690 Building $275,180	$331,870 (-) Land $56,690 Building $275,180
2025	$2,107.00 (+27.62%)	$331,870 (+62.73%) Land $56,690 Building $275,180	$331,870 (+62.73%) Land $56,690 Building $275,180
2023	$1,651.00	$203,940 Land $29,660 Building $174,280	$203,940 Land $29,660 Building $174,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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