461 Railroad Rd, Benson, NC 27504 Property Records

Johnston County property record for 461 Railroad Rd, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,620 sqft · built 2021
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,094 (2026)
Deeds & Mortgages	Apr 2021 Construction Loan Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01F10003F`

Property Details

APN / Parcel Number

Primary APN	`01F10003F`
Alternative APNs	`2000165643` `2000246988`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	642 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	45 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000246988
Street Address	461 RAILROAD RD
City	BENSON
State	NC
Zip	27504-9249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 3 BYRD 92/454
Legal Lot Number	3
Jurisdiction	JOHNSTON NC
Township / Civil Division	BANNER
Census Block Group	1
Census Block	1023
Census Tract	41401

Owner

461 Railroad Rd is owned and occupied by two individuals.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	461 RAILROAD RD, BENSON, NC 27504-9249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Feb 7, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	461 RAILROAD RD, BENSON, NC 27504-9249
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 PHLOX RD, RALEIGH, NC 27616-8982
Investor	Possibly a Property Investor

Mortgage

Document Number	0000746045
Date	Apr 27, 2021
Book Page	5913/913
Instrument	2021746045

Lender

Name	FIRST BANK
Type	Bank
Address	OCEAN ISLE BEACH, NC 28469

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 7, 2022
Property Address	461 RAILROAD RD, BENSON, NC 27504-9249
Document Number	0000794903
Book / Page	6179 / 42
Map Reference	MB 92 PG 454
Instrument Date	Feb 4, 2022
Instrument	2022794903
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3924 PHLOX RD, RALEIGH, NC 27616-8982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 RAILROAD RD, BENSON, NC 27504-9249

Mortgage

Document Number	0000794904
Date	Feb 7, 2022
Instrument	2022794904

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 461 Railroad Rd was $2,094.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,094.00	$335,130 Land $60,060 Building $275,070	$335,130 Land $60,060 Building $275,070
2023	$1,688.00	$208,450 Land $31,420 Building $177,030	$208,450 Land $31,420 Building $177,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 Railroad Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Railroad Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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