462 Eagle Ridge Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 462 Eagle Ridge Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,125 sqft · built 2001
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Sep 2020)
Tax Bill	$3,640 (2023)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7592-64-7088`

Property Details

APN / Parcel Number

Primary APN	`7592-64-7088`
Alternative APN	`86842`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,125 sqft Heated Area
Gross Area	5,050 sqft
1st Floor Area	3,125 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Stone
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	37,462 sqft (0.86 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	86842
Street Address	462 EAGLE RIDGE RD
City	SAPPHIRE
State	NC
Zip	28774-7656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 MOUNTAIN HIGH
Legal Township	07
Legal Lot Number	2
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1077
Census Tract	950900

Owner

Source: Jackson County records · APN 7592-64-7088

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1203 RESIDENCE LN, ST SIMONS IS, GA 31522-3820
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	0002277896
Deed Book / Page	2277 / 896
Record Updated	Jun 07, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 22, 2020
Property Address	462 EAGLE RIDGE RD, SAPPHIRE, NC 28774-7656
Document Number	0022770896
Book / Page	2277 / 896
Map Reference	CAB 7 SL 348
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	584 WINDROSE CIR, 584, PENSACOLA, FL 32507-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CASCADES, SAINT SIMONS ISLAND, GA 31522-2463

Mortgage

Document Number	22771106
Date	Sep 22, 2020
Instrument	2277/1106

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$3,640.00	$958,090 Land $125,000 Building $833,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Vyve Broadband Cable	1,000 / 50

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 91 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	THE DIVIDE WATER SYSTEM private · serves 89 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.