453 Eagle Ridge Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 453 Eagle Ridge Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,171 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$1,175,000 (Aug 2026)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`7592-74-1082`

Property Details

APN / Parcel Number

Primary APN	`7592-74-1082`
Alternative APN	`178234`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,171 sqft Heated Area
1st Floor Area	1,242 sqft
Upper Floors Area	532 sqft
Basement Area	882 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	72 sqft
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	453 EAGLE RIDGE RD
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 MOUNTAIN HIGH
Legal Subdivision	MOUNTAIN HIGH SEC 01
Legal Block	1
Legal Lot Number	5
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1077
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1191 CURTRIGHT PL, GREENSBORO, GA 30642-5299
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Jun 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Book / Page	2427 / 947
Prior Transfer Date	Aug 16, 2024
Prior Transfer Doc	0023840760
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 31, 2026
Property Address	453 EAGLE RIDGE RD, SAPPHIRE, NC 28774
Document Number	2427000947
Book / Page	2427 / 947
Instrument Date	Aug 28, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1191 CURTRIGHT PL, GREENSBORO, GA 30642-5299

Mortgage

Document Number	2427000954,
Date	Aug 31, 2026
Book Page	2427/954

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 25, 2020
Property Address	453 EAGLE RIDGE RD, SAPPHIRE, NC 28774
Document Number	0022691465
Book / Page	002269 / 001465
Instrument Date	Jun 25, 2020
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6971 SUPERIOR STREET CIR SARASOTA FL 342435308, SARASOTA, FL 34243-5308

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$922,313 (-) Land $109,500 Building $812,813
2025	$3,504.00 (+64.89%)	$922,313 (+64.91%) Land $109,500 Building $812,813
2023	$2,125.00	$559,290 Land $125,000 Building $434,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE DIVIDE WATER SYSTEM private · serves 89 people · EPA ID NC1050037
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Vyve Broadband Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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