462 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 462 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,194 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$37,000 (Sep 2019)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-2930-00026.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-2930-00026.0`
Alternative APN	`23345`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
Gross Area	1,746 sqft
1st Floor Area	1,194 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	372 sqft
Driveway	Concrete Driveway
Driveway Area	360 sqft
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	462 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 293 LOT 26 PBI 7-56G
Legal Range	38E
Legal Township	31S
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	293
Legal Lot Number	26
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3015
Census Tract	50809

Owner

462 Concha Dr is owned and occupied by two individuals who acquired it in July 2023.

Source: Indian River County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	462 CONCHA DR, SEBASTIAN, FL 32958-6504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 26, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 11, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Jul 27, 2005 · Amount on File
Deed Document Number	201952973
Deed Book / Page	3236 / 2141
Last Transfer Date	Jul 25, 2023
Transfer Doc	0036381253
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 17, 2023
Property Address	462 CONCHA DR, SEBASTIAN, FL 32958-6504
Document Number	0036560858
Book / Page	3656 / 858
Map Reference	MB 7 PG 56
Instrument Date	Oct 17, 2023
Instrument	3120230052143
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	462 CONCHA DR, SEBASTIAN, FL 32958-6504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 CONCHA DR, SEBASTIAN, FL 32958-6504

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 26, 2023
Property Address	462 CONCHA DR, SEBASTIAN, FL 32958-6504
Document Number	0036381253
Book / Page	3638 / 1253
Map Reference	MB 7 PG 56
Instrument Date	Jul 25, 2023
Instrument	3120230037804
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	462 CONCHA DR, SEBASTIAN, FL 32958-6504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12309 CROSSFIELD DR, JACKSONVILLE, FL 32219-1863

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	462 CONCHA DR, SEBASTIAN, FL 32958-6504
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	PROFESSIONAL TTL OF INDIAN R

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032451086
Date	Oct 11, 2019
Book Page	3245/1086
Instrument	3120190059719

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 462 Concha Dr was $1,889 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,889.00 Homeowner's exemption Widower's exemption	$127,207	$268,383 Land $31,280 Building $237,103
2023	$1,544.00 (+4.89%)	$120,021 (+3%)	$264,002 (+9.52%) Land $31,280 Building $232,722
2022	$1,472.00	$116,525	$241,055 Land $31,280 Building $209,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 462 Concha Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 462 Concha Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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