450 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 450 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2019)
Tax Bill	$4,053 (2025)
Deeds & Mortgages	Dec 2023 Transfer Mar 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-2930-00024.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-2930-00024.0`
Alternative APN	`23343`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	2,358 sqft
1st Floor Area	1,918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft

Exterior Amenities

Pool Area	312 sqft
Porch	Open Porch
Porch Area	414 sqft
Deck Area	96 sqft
Patio Area	1,183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	450 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 293 LOT 24 PBI 7-56C
Legal Range	38E
Legal Township	31S
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	293
Legal Lot Number	24
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3015
Census Tract	50809

Owner

450 Concha Dr is owned and occupied by an individual who acquired it in December 2023.

Source: Indian River County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	450 CONCHA DR, SEBASTIAN, FL 32958-6504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 17, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 18, 2022	Correction Deed ACCOMODATION, ACCOMMODATION
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage US MTG/FL
Jul 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Prior Sale	Jun 4, 2012 · Amount on File
Deed Document Number	201953672
Deed Book / Page	3237 / 1701
Last Transfer Date	Dec 6, 2023
Transfer Doc	0036660257
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 7, 2023
Property Address	450 CONCHA DR, SEBASTIAN, FL 32958-6504
Document Number	0036660257
Book / Page	3666 / 257
Map Reference	MB 7 PG 56,56A-56L
Instrument Date	Dec 6, 2023
Instrument	3120230060580
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 CONCHA DR, SEBASTIAN, FL 32958-6504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 CONCHA DR, SEBASTIAN, FL 32958-6504

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 17, 2022
Property Address	450 CONCHA DR, SEBASTIAN, FL 32958-6504
Document Number	0035220662
Book / Page	3522 / 662
Map Reference	MB 7 PG 56&56A-56L
Instrument Date	Mar 17, 2022
Instrument	3120220017329
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	450 CONCHA DR, SEBASTIAN, FL 32958-6504

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 18, 2022
Property Address	450 CONCHA DR, SEBASTIAN, FL 32958-6504
Document Number	0035221044
Book / Page	3522 / 1044
Map Reference	MB 7 PG 56,56A-56L
Instrument Date	Mar 17, 2022
Instrument	3120220017455
Record Updated	Mar 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	450 CONCHA DR, SEBASTIAN, FL 32958-6504

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 13, 2019
Property Address	450 CONCHA DR, SEBASTIAN, FL 32958-6504
Document Number	0032371701
Book / Page	003237 / 001701
Instrument Date	Aug 23, 2019
Instrument	53672
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	PROFESSIONAL TITLE/INDIAN RIVE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1730 MARCELLO DR MELBOURNE FL 329349096, MELBOURNE, FL 32934-9096

Mortgage

Document Number	32371702
Date	Sep 13, 2019
Book Page	003237/001702
Instrument	53673

Lender

Name	US MTG/FL
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 12, 2034

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 11, 2017
Property Address	450 CONCHA DR, SEBASTIAN, FL 32958-6504
Document Number	0030392255
Book / Page	003039 / 002255
Instrument Date	Jul 5, 2017
Instrument	40116
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	279 AMBER CIR WARRENTON VA 201864344, WARRENTON, VA 20186-4344

Tax Assessment & Valuation

The 2025 property tax bill for 450 Concha Dr was $4,053 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,053.00 Homeowner's exemption Widower's exemption	$258,375	$334,695 Land $68,000 Building $266,695
2023	$3,516.00 (+4.61%)	$242,726 (+3%)	$329,728 (+15.41%) Land $68,000 Building $261,728
2022	$3,361.00	$235,656	$285,711 Land $49,300 Building $236,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 Concha Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Concha Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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