Bergen County and Fairview Borough property record for 462 Cliff St, Fairview, NJ 07022
| Property Type | Single Family Home |
|---|---|
| Details | 2,060 sqft · built 1987 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (May 2017) |
| Tax Bill | $11,889 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00302-0000-00002 |
| Primary APN | 18-00302-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 2,060 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Old Parcel Number | 1800054000000007 |
|---|---|
| Street Address | 462 CLIFF ST |
| City | FAIRVIEW |
| State | NJ |
| Zip | 07022-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 25X100 |
| Legal Subdivision | HERMAN WALKER MAP 4 |
| Legal Block | 302 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 18200 |
462 Cliff St is owned and occupied by two individuals who bought it in May 2017.
Source: Bergen County and Fairview Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 462 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2017 | Grant Deed, Transfer · FHA Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2017 · Amount on File |
| Deed Sale | May 24, 2017 · Amount on File |
| Prior Sale | Sep 28, 2005 · Amount on File |
| Deed Document Number | 201740312 |
| Deed Book / Page | 2619 / 2315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 462 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0038961831 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 3896/1831 |
| Instrument | 21-001361 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Jul 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 24, 2017 |
| Property Address | 462 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Document Number | 0026192315 |
| Book / Page | 002619 / 002315 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | RELIANCE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 462 CLIFF ST FAIRVIEW NJ 070221216, FAIRVIEW, NJ 07022-1216 |
| Document Number | 26192320 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 002619/002320 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2047 |
The 2025 property tax bill for 462 Cliff St was $11,889, up 2.4% from the year before.
Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Fairview Borough |
| Unified School District | Fairview Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,800 (+8.65%) Land $199,500 Building $368,300 | $567,800 (+8.65%) Land $199,500 Building $368,300 | |
| 2025 | $11,889.00 (+2.44%) | $522,600 Land $190,000 Building $332,600 | $522,600 Land $190,000 Building $332,600 |
| 2024 | $11,606.00 | ||
| 2023 | $486,200 Land $171,000 Building $315,200 | $486,200 Land $171,000 Building $315,200 | |
| 2022 | $10,595.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 462 Cliff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 462 Cliff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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