Bergen County and Fairview Borough property record for 460 Cliff St, Fairview, NJ 07022
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 1922 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,500 (Mar 2015) |
| Tax Bill | $7,796 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00302-0000-00003 |
| Primary APN | 18-00302-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Old Parcel Number | 1800054000000006 |
|---|---|
| Street Address | 460 CLIFF ST |
| City | FAIRVIEW |
| State | NJ |
| Zip | 07022-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 25X100 |
| Legal Subdivision | HERMAN WALKER MAP 4 |
| Legal Block | 302 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 18200 |
Source: Bergen County and Fairview Borough records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 460 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE |
| Feb 7, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 4, 2020 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2015 · Amount on Record |
| Deed Sale | Mar 31, 2015 · Amount on Record |
| Prior Sale | Aug 8, 2014 |
| Deed Document Number | 201522359 |
| Deed Book / Page | 1899 / 1896 |
| Prior Transfer Date | Jun 23, 2014 |
| Prior Transfer Doc | 0017242308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 19, 2026 |
| Property Address | 460 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Document Number | 0000057482 |
| Book / Page | 5878 / 1673 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202657482 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 460 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Document Number | 0000057482, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 5878/1673 |
| Instrument | 202657482 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | Jun 1, 2050 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 460 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 460 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Document Number | 0051740236 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 5174/236 |
| Instrument | 2024007584 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 460 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 460 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Document Number | 0049091201 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 4909/1201 |
| Instrument | 2023005168 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Jun 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 460 CLIFF ST, FAIRVIEW, NJ 07022-1216 |
| Document Number | 0036231315 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | INGEO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 460 CLIFF ST FAIRVIEW NJ 070221216, FAIRVIEW, NJ 07022-1216 |
| Document Number | 0036231315 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 003623/001315 |
| Instrument | 20058202 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Fairview Borough |
| Unified School District | Fairview Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,600 (+7.56%) Land $199,500 Building $169,100 | $368,600 (+7.56%) Land $199,500 Building $169,100 | |
| 2025 | $7,796.00 (+3.91%) | $342,700 (+8.9%) Land $190,000 Building $152,700 | $342,700 (+8.9%) Land $190,000 Building $152,700 |
| 2024 | $7,503.00 (+11.2%) | ||
| 2023 | $314,700 Land $171,000 Building $143,700 | $314,700 Land $171,000 Building $143,700 | |
| 2022 | $6,747.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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