462 Brook St, Elgin, IL 60120 Property Records

Kane County property record for 462 Brook St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 1900
Lot Size	0.86 acres (3,738 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Nov 2018)
Tax Bill	$5,235 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-482-014`

Property Details

APN / Parcel Number

Primary APN	`06-11-482-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	2,940 sqft
Basement Area	980 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,738 sqft (0.86 acres)
Lot Dimensions	89 ft deep x 42 ft wide

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	462 BROOK ST
City	ELGIN
State	IL
Zip	60120-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A J WALDRONS SUB OUTLOT 1 OF P J KIMBALL JRS 3RD ADDN SOUTH 42 FT EXCEPT WEST 76 FT LOT 3 BLOCK 39
Legal Subdivision	A J WALDRONS SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	851302

Owner

Source: Kane County records · APN 06-11-482-014

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	462 BROOK ST, ELGIN, IL 60120-3658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 01, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Nov 14, 2018	Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK
Nov 01, 2017	Grant Deed, Transfer ATTORNEY'S TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Prior Sale	Nov 01, 2017 · Amount on Record
Deed Document Number	201855437
Prior Transfer Date	Feb 07, 2003
Prior Transfer Doc	0000046686
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	462 BROOK ST, ELGIN, IL 60120-3658
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 BROOK ST, ELGIN, IL 60120-3658

Mortgage

Document Number	0000033948
Date	Jun 30, 2022
Instrument	2022K033948

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 01, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	462 BROOK ST, ELGIN, IL 60120-3658
Document Number	0000038196
Instrument Date	Jun 01, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 BROOK ST ELGIN IL 601203658, ELGIN, IL 60120-3658

Mortgage

Document Number	0000038196
Date	Jul 15, 2020
Instrument	38196

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Interest

Rate	4%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 14, 2018
Property Address	462 BROOK ST, ELGIN, IL 60120-3658
Document Number	0000055437
Instrument Date	Oct 31, 2018
Instrument	2018K055437
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 MANN PL, ELGIN, IL 60120-3864

Mortgage

Document Number	0000055438
Date	Nov 14, 2018
Instrument	2018K055438

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Mortgage

Document Number	0000055439
Date	Nov 14, 2018
Instrument	2018K055439

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Nov 01, 2017
Property Address	462 BROOK ST, ELGIN, IL 60120-3658
Document Number	0000057389
Instrument Date	Oct 19, 2017
Instrument	57389
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5444 SWAN CIR HOFFMAN ESTATES IL 601924618, HOFFMAN ESTATES, IL 60192-4618

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,235.00 (+15.79%) Homeowner's exemption
2024		$70,581 (+21.39%) Land $8,101 Building $62,480	$211,828 (+21.44%) Land $24,313 Building $187,515
2022	$4,521.00 (+4.8%) Homeowner's exemption	$58,143 (+6.96%) Land $6,674 Building $51,469	$174,429 (+6.96%) Land $20,022 Building $154,407
2021	$4,314.00 Homeowner's exemption	$54,360 Land $6,240 Building $48,120	$163,080 Land $18,720 Building $144,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 504 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Opiquad, T-Mobile USA, Radiate Holdings, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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