452 Brook St, Elgin, IL 60120 Property Records

Kane County property record for 452 Brook St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 1880
Lot Size0.125 acres (5,445 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Jul 2024)
Tax Bill$4,526 (2025)
Deeds & MortgagesMar 2024 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-11-482-016

Property Details

APN / Parcel Number

Primary APN06-11-482-016

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories5 Stories
Building Area1,152 sqft Living Area
Gross Area2,088 sqft
Basement Area936 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Construction TypeFrame
Lot Area5,445 sqft (0.125 acres)
Lot Dimensions83 ft deep x 66 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address452 BROOK ST
CityELGIN
StateIL
Zip60120-3658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA J WALDRONS SUB OUTLOT 1 OF P J KIMBALL JRS 3RD ADDN SOUTH 1/2 EAST 5 RODS LOT 4 BLOCK 39
Legal SubdivisionA J WALDRONS SUB
Legal Block39
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2024
Census Tract851302

Owner

Source: Kane County records · APN 06-11-482-016

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address452 BROOK ST, ELGIN, IL 60120-3658
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Nov 29, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Prior SaleApr 20, 2012 · Amount on Record
Deed Document Number202425263
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address452 BROOK ST, ELGIN, IL 60120-3658
Transaction TypeMortgage
Record UpdatedMar 26, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 BROOK ST, ELGIN, IL 60120-3658

Mortgage

Document Number0000008836
DateMar 19, 2024
Instrument2024K008836
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term218 Months
DueMay 01, 2042

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address452 BROOK ST, ELGIN, IL 60120-3658
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 BROOK ST, ELGIN, IL 60120-3658

Mortgage

Document Number0000088619
DateNov 29, 2021
Instrument2021K088619
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term246 Months
DueMay 01, 2042

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,526.00 (+15.78%)
2024$62,015 (+21.39%) Land $11,420 Building $50,595$186,119 (+21.44%) Land $34,274 Building $151,846
2022$3,909.00 (+4.94%) Homeowner's exemption$51,086 (+6.96%) Land $9,407 Building $41,679$153,258 (+6.96%) Land $28,221 Building $125,037
2021$3,725.00 Homeowner's exemption$47,762 Land $8,795 Building $38,967$143,286 Land $26,385 Building $116,901

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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