462 Arbors Cir, Elgin, TX 78621 Property Records

Bastrop County property record for 462 Arbors Cir, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	2,872 sqft · built 2014
Lot Size	2.25 acres (98,315 sqft)
Owner	2 Individual Names on Record
Last Sale	$819,280 (Mar 2022)
Tax Bill	$11,935 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R80083`

Property Details

APN / Parcel Number

Primary APN	`R80083`
Alternative APN	`O0221671`

Interior

Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,831 sqft
1st Floor Area	2,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	98,315 sqft (2.25 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	293 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	462 ARBORS CIR
City	ELGIN
State	TX
Zip	78621-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 95, ACRES 2.2570
Legal Subdivision	THE ARBORS AT DOGWOOD CREEK SECTION 1
Legal Block	2
Legal Lot Number	95
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2020
Census Tract	950102

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	462 ARBORS CIR, ELGIN, TX 78621-5600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Vendor's Lien, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 8, 2018	Deed of Trust, Mortgage · Closed-End Mortgage JPMORGAN CHASE BANK NA
Dec 20, 2021	Warranty Deed, Transfer HOMEWARD TITLE
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Dec 20, 2021
Deed Document Number	20225172
Record Updated	Sep 20, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Mar 14, 2022
Property Address	462 ARBORS CIR, ELGIN, TX 78621-5600
Document Number	0202205172
Map Reference	CAB 3 PG 83B
Instrument Date	Mar 11, 2022
Instrument	202205172
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 ARBORS CIR, ELGIN, TX 78621-5600

Mortgage

Document Number	0202205173
Date	Mar 14, 2022
Instrument	202205173

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	462 ARBORS CIR, ELGIN, TX 78621-5600
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201811421
Date	Aug 8, 2018
Instrument	201811421

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Interest

Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Dec 20, 2021
Property Address	462 ARBORS CIR, ELGIN, TX 78621-5600
Document Number	0202127134
Map Reference	CAB 3 PG 83B
Instrument Date	Dec 20, 2021
Instrument	202127134
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	HOMEWARD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 S CAPITAL OF TEXAS HWY STE 2-200, 2-200, WEST LAKE HILLS, TX 78746-5444
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	May 26, 2017
Property Address	462 ARBORS CIR, ELGIN, TX 78621-5600
Document Number	0201707602
Map Reference	CAB3 PG83B
Instrument Date	May 26, 2017
Instrument	201707602
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 ARBORS CIR, ELGIN, TX 78621-5600

Mortgage

Document Number	0201707603
Date	May 26, 2017
Instrument	201707603

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,935.00 (-10.79%)	$610,367 (-18.3%) Land $160,253 Building $450,114	$610,367 (-18.3%) Land $160,253 Building $450,114
2024	$13,379.00
2023		$747,056 Land $159,270 Building $587,786	$747,056 Land $159,270 Building $587,786
2022	$14,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: SOS Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arbors Cir

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