Bastrop County property record for 440 Arbors Cir, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 4,535 sqft · built 2012 |
| Lot Size | 2.01 acres (87,861 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,090,600 (May 2022) |
| Tax Bill | $20,102 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R80085 |
| Primary APN | R80085 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,535 sqft Living Area |
| Gross Area | 6,349 sqft |
| 1st Floor Area | 4,535 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 87,861 sqft (2.01 acres) |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 999 sqft |
| Porch | Covered Porch |
| Porch Area | 1,016 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 440 ARBORS CIR |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 97, ACRES 2.0170 |
| Legal Subdivision | THE ARBORS AT DOGWOOD CREEK SECTION 1 |
| Legal Block | 2 |
| Legal Lot Number | 97 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950102 |
440 Arbors Cir is owned by two individuals who bought it in May 2022.
Source: Bastrop County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 S ADAMS ST, HINSDALE, IL 60521-3909 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on File |
| Deed Sale | May 18, 2022 · Amount on File |
| Prior Sale | Nov 7, 2011 |
| Deed Document Number | 202211067 |
| Prior Transfer Date | Jul 6, 2005 |
| Prior Transfer Doc | 1556/787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | May 18, 2022 |
| Property Address | 440 ARBORS CIR, ELGIN, TX 78621-5600 |
| Document Number | 0202211067 |
| Map Reference | CAB 3 PG 83B |
| Instrument Date | May 13, 2022 |
| Instrument | 202211067 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 S ADAMS ST, HINSDALE, IL 60521-3909 |
| Document Number | 0202211068 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 202211068 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 9.62% |
| Index | Other |
The 2025 property tax bill for 440 Arbors Cir was $20,102, down 4.1% from the year before.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,102.00 (-4.14%) | $1,027,989 Land $153,756 Building $874,233 | $1,027,989 Land $153,756 Building $874,233 |
| 2024 | $20,970.00 | ||
| 2023 | $1,177,921 Land $152,877 Building $1,025,044 | $1,177,921 Land $152,877 Building $1,025,044 | |
| 2022 | $16,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Arbors Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 Arbors Cir is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: SOS Communications, Verizon.
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