Loudoun County property record for 46187 Cecil Ter, Sterling, VA 20165
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,896 sqft · built 2001 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Nov 2022) |
| Tax Bill | $4,349 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-46-9504-000 |
| Primary APN | 019-46-9504-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 790 sqft |
| Basement Area | 312 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Basement |
| Garage Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 46187 CECIL TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-8729 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES (WESTLAKES) SEC 19E BLK 2 LOT 219 200411290126269 |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 2 |
| Legal Lot Number | 219 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 611207 |
46187 Cecil Ter, a townhouse, is owned by two individuals who bought it in November 2022.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1217 TROTTING HORSE LN, GREAT FALLS, VA 22066-2011 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Jun 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SAVINGS MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on File |
| Deed Sale | Nov 2, 2022 · Amount on File |
| Prior Sale | May 19, 2016 · Amount on File |
| Deed Document Number | 202260406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Nov 2, 2022 |
| Property Address | 46187 CECIL TER, STERLING, VA 20165-8729 |
| Document Number | 0000060406 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 202211020060406 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1217 TROTTING HORSE LN, GREAT FALLS, VA 22066-2011 |
| Document Number | 0000060407 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 202211020060407 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46187 CECIL TER, STERLING, VA 20165-8729 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | RATIFIED TITLE GROUP INC |
| Name | Verified Name |
|---|
| Document Number | 0000069714 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 202106240069714 |
| Name | FIRST SAVINGS MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
The 2026 property tax bill for 46187 Cecil Ter was $4,349.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,349.00 | $540,320 Land $228,500 Building $311,820 | $540,320 Land $228,500 Building $311,820 |
| 2023 | $4,484.00 | $512,500 Land $198,500 Building $314,000 | $512,500 Land $198,500 Building $314,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46187 Cecil Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 46187 Cecil Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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