Loudoun County property record for 46183 Cecil Ter, Sterling, VA 20165
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,800 sqft · built 2001 |
| Lot Size | 0.03 acres (1,306 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (Oct 2026) |
| Tax Bill | $4,211 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-46-8907-000 |
| Primary APN | 019-46-8907-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 304 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,306 sqft (0.03 acres) |
| Garage Type | Basement |
| Garage Area | 404 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 46183 CECIL TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-8729 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES (WESTLAKES) SEC 19E BLK 2 LOT 215 1966--2169 |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 2 |
| Legal Lot Number | 215 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 611207 |
Source: Loudoun County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46183 CECIL TER, STERLING, VA 20165-8729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed, Transfer · VA Mortgage FIRST HERITAGE MORTGAGE |
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2026 · Amount on Record |
| Deed Sale | Oct 7, 2026 · Amount on Record |
| Prior Sale | Jul 19, 2001 · Amount on Record |
| Deed Document Number | 202652000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 7, 2026 |
| Property Address | 46183 CECIL TER, STERLING, VA 20165-8729 |
| Document Number | 0000052000 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 202652000 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | FIRST GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,540.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 46183 CECIL TER, STERLING, VA 20165-8729 |
| Document Number | 0000052001, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 202652001 |
| Name | FIRST HERITAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46183 CECIL TER, STERLING, VA 20165-8729 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000024963 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 202306270024963 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2053 |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,211.00 (-4.9%) | $523,120 (-4.9%) Land $225,000 Building $298,120 | $523,120 (-4.9%) Land $225,000 Building $298,120 |
| 2025 | $4,428.00 (+1.28%) | $550,090 (+10.09%) Land $195,000 Building $355,090 | $550,090 (+10.09%) Land $195,000 Building $355,090 |
| 2023 | $4,372.00 | $499,680 Land $195,000 Building $304,680 | $499,680 Land $195,000 Building $304,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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