46182 Red Oak Dr, Nicollet, MN 56074 Property Records

Nicollet County property record for 46182 Red Oak Dr, Nicollet, MN 56074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,424 sqft · built 1978
Lot Size	4.61 acres (200,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,000 (May 2026)
Tax Bill	$3,514 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale + 6 more
Flood Zone	Zone A (high risk)
APN	`09.742.0040`

Property Details

APN / Parcel Number

Primary APN	`09.742.0040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
1st Floor Area	150 sqft
Basement Area	150 sqft
Unfinished Basement	150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	200,812 sqft (4.61 acres)
Garage Type	Attached
Garage Area	992 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46182 RED OAK DR
City	NICOLLET
State	MN
Zip	56074-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 16 TOWNSHIP 109 RANGE 028 BLOCK 1 LOT 5 SUBDIVISIONCD 09742 SUBDIVISIONNAME RED OAKS SUBD
Legal Range	28
Legal Township	109
Legal Section	16
Legal Subdivision	RED OAKS SUBD
Legal Block	1
Legal Lot Number	5
Jurisdiction	NICOLLET MN
Township / Civil Division	NICOLLET
Census Block Group	4
Census Block	4045
Census Tract	480200

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46182 RED OAK DR, NICOLLET, MN 56074-4006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2026	Quit Claim Deed, Transfer MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE
Apr 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Feb 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKERS SOLUTIONS INC
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK MANKATO
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK MANKATO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	2026358017
Prior Transfer Date	Apr 29, 2026
Prior Transfer Doc	0000358016
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	May 20, 2026
Property Address	46182 RED OAK DR, NICOLLET, MN 56074-4006
Document Number	0000358017
Instrument Date	May 8, 2026
Instrument	2026358017
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,653.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46182 RED OAK DR, NICOLLET, MN 56074-4006

Mortgage

Document Number	0000358018,
Date	May 20, 2026
Instrument	2026358018

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	May 20, 2026
Property Address	46182 RED OAK DR, NICOLLET, MN 56074-4006
Document Number	0000358016
Instrument Date	Apr 29, 2026
Instrument	2026358016
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	133 LINCOLN ST, MANKATO, MN 56001-3841

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	46182 RED OAK DR, NICOLLET, MN 56074-4006
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346653
Date	Apr 20, 2023
Instrument	346653

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2043

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	46182 RED OAK DR, NICOLLET, MN 56074-4006
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346058
Date	Feb 2, 2023
Instrument	346058

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 9, 2043

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	46182 RED OAK DR, NICOLLET, MN 56074-4006
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	332210
Date	Jun 1, 2020
Instrument	332210

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jul 3, 2019
Property Address	46182 RED OAK DR, NICOLLET, MN 56074-4006
Document Number	328163
Instrument Date	Jul 1, 2019
Instrument	328163
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE SOURCES INC, TITLE RESOURCES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46182 RED OAK DR, NICOLLET, MN 56074-4006

Mortgage

Document Number	328164
Date	Jul 3, 2019
Instrument	328164

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	46182 RED OAK DR, NICOLLET, MN 56074-4006
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	319761
Date	May 22, 2017
Instrument	319761

Lender

Name	COMMUNITY BANK MANKATO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	46182 RED OAK DR, NICOLLET, MN 56074-4006
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	319965
Date	Jun 9, 2017
Instrument	319965

Lender

Name	COMMUNITY BANK MANKATO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
County Subdivision	Nicollet Township
Unified School District	Nicollet Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,514.00 Homeowner's exemption	$375,000 (+2.74%) Land $101,100 Building $273,900	$375,000 (+2.74%) Land $101,100 Building $273,900
2025	$3,514.00 (+17.06%) Homeowner's exemption	$365,000 (+4.32%) Land $91,100 Building $273,900	$365,000 (+4.32%) Land $91,100 Building $273,900
2023	$3,002.00 Homeowner's exemption	$349,900 Land $91,100 Building $258,800	$349,900 Land $91,100 Building $258,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
Nuvera Communications Fixed Wireless	60 / 10
MVTV Wireless Fixed Wireless	50 / 10
CenturyLink DSL	10 / 1

May also be available: AT&T, T-Mobile, Verizon.

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