46176 Red Oak Dr, Nicollet, MN 56074 Property Records

Nicollet County property record for 46176 Red Oak Dr, Nicollet, MN 56074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1976
Lot Size	2.85 acres (124,146 sqft)
Owner	Individual Name on Record
Tax Bill	$3,442 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09.742.0030`

Property Details

APN / Parcel Number

Primary APN	`09.742.0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	456 sqft
Basement Area	1,128 sqft
Finished Basement	972 sqft
Unfinished Basement	156 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	124,146 sqft (2.85 acres)
Garage Type	Mixed
Garage Area	1,888 sqft
Driveway	Driveway
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	118 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46176 RED OAK DR
City	NICOLLET
State	MN
Zip	56074-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 16 TOWNSHIP 109 RANGE 028 BLOCK 1 LOT 4 SUBDIVISIONCD 09742 SUBDIVISIONNAME RED OAKS SUBD
Legal Range	28
Legal Township	109
Legal Section	16
Legal Subdivision	RED OAKS SUBD
Legal Block	1
Legal Lot Number	4
Jurisdiction	NICOLLET MN
Township / Civil Division	NICOLLET
Census Block Group	4
Census Block	4045
Census Tract	480200

Owner

Source: Nicollet County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46176 RED OAK DR, NICOLLET, MN 56074-4006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	46176 RED OAK DR, NICOLLET, MN 56074-4006
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	337138
Date	Apr 6, 2021
Instrument	337138

Lender

Name	MINNESOTA VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2031

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	46176 RED OAK DR, NICOLLET, MN 56074-4006
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	335857
Date	Jan 14, 2021
Instrument	335857

Lender

Name	MINNESOTA VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
County Subdivision	Nicollet Township
Unified School District	Nicollet Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,000 (+4.81%) Land $83,500 Building $284,500	$368,000 (+4.81%) Land $83,500 Building $284,500
2025	$3,442.00 (+15.12%)
2023	$2,990.00 Homeowner's exemption	$351,100 Land $73,500 Building $277,600	$351,100 Land $73,500 Building $277,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
Nuvera Communications Fixed Wireless	60 / 10
MVTV Wireless Fixed Wireless	50 / 10
CenturyLink DSL	10 / 1

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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