4616 E Raymond Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 4616 E Raymond Rd, Gilbert, MN 55741

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.75 ba · 1,624 sqft · built 1990
Lot Size	0.633 acres (27,595 sqft)
Owner	Individual Name on Record
Tax Bill	$3,672 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`677-0040-00250`

Property Details

APN / Parcel Number

Primary APN	`677-0040-00250`
Alternative APN	`1104037`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,624 sqft Gross Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Lot Area	27,595 sqft (0.633 acres)
Garage Area	816 sqft
Deck Area	45 sqft
Storage Building	128 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1104037
Street Address	4616 E RAYMOND RD
City	GILBERT
State	MN
Zip	55741-8040
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	LOTS 25 AND 26 SERIAL #
Legal Subdivision	RIKALA BEACH
Legal Lot Number	25-26
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1004
Census Tract	11401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 LAKE TERRACE DR, MAPLE PLAIN, MN 55359-9301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Feb 1, 2021	Intrafamily Transfer, Transfer
Feb 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 4, 2020
Transfer Doc	00A1402442
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4616 E RAYMOND RD, GILBERT, MN 55741-8040
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001417779
Date	Jun 29, 2021
Instrument	1417779

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Feb 1, 2021
Property Address	4616 E RAYMOND RD, GILBERT, MN 55741-8040
Document Number	0001402442
Instrument Date	Nov 4, 2020
Instrument	1402442
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 LAKE TERRACE DR, MAPLE PLAIN, MN 55359-9301

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Feb 1, 2021
Property Address	4616 E RAYMOND RD, GILBERT, MN 55741-8040
Document Number	0001402445
Instrument Date	Nov 4, 2020
Instrument	1402445
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	410 LAKE TERRACE DR, MINNETRISTA, MN 55359-9301

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,672.00 (+4.73%)
2025	$3,506.00 (+5.79%)	$321,600 (+3.04%) Land $92,400 Building $229,200	$321,600 (+3.04%) Land $92,400 Building $229,200
2024	$3,314.00	$312,100 (+11.5%) Land $89,800 Building $222,300	$312,100 (+11.5%) Land $89,800 Building $222,300
2022		$279,900 Land $79,500 Building $200,400	$279,900 Land $79,500 Building $200,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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