4608 E Raymond Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 4608 E Raymond Rd, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 728 sqft · built 1971
Lot Size	0.791 acres (34,463 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2020)
Tax Bill	$3,236 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`677-0040-00315`

Property Details

APN / Parcel Number

Primary APN	`677-0040-00315`
Alternative APN	`1094517`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	728 sqft Gross Area
1st Floor Area	728 sqft
Basement Area	664 sqft
Finished Basement	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	34,463 sqft (0.791 acres)
Garage Type	Mixed
Garage Area	2,384 sqft

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	360 sqft
Cabin	468 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1094517
Street Address	4608 E RAYMOND RD
City	GILBERT
State	MN
Zip	55741-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	WLY 8 FT OF LOT 31 AND ALL OF LOTS 32AND 33 SERIAL #
Legal Subdivision	RIKALA BEACH 57 16
Legal Lot Number	31
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1004
Census Tract	11401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4608 E RAYMOND RD, GILBERT, MN 55741-8040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Aug 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	May 10, 2016 · Amount on Record
Deed Document Number	20201388422
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4608 E RAYMOND RD, GILBERT, MN 55741-8040
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001461629
Date	Feb 9, 2023
Instrument	1461629

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2020
Property Address	4608 E RAYMOND RD, GILBERT, MN 55741-8040
Document Number	00A1388422
Instrument Date	Jun 1, 2019
Instrument	A1388422
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$990.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4608 E RAYMOND RD GILBERT MN 557418040, GILBERT, MN 55741-8040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,236.00 (+6.8%) Homeowner's exemption
2025	$3,030.00 (-4.78%) Homeowner's exemption	$339,200 (+3.07%) Land $123,900 Building $215,300	$339,200 (+3.07%) Land $123,900 Building $215,300
2024	$3,182.00	$329,100 (+15.8%) Land $120,400 Building $208,700	$329,100 (+15.8%) Land $120,400 Building $208,700
2022		$284,200 Land $106,200 Building $178,000	$284,200 Land $106,200 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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