Loudoun County property record for 46151 Cecil Ter, Sterling, VA 20165 · Last verified October 2023
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,540 sqft Living Area |
| Lot Size | 1,742 sqft (0.039 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2009) |
| Tax Bill | $4,879.00 (2023) |
| Primary APN | 019-46-5712-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 2,780 sqft Gross Area |
| 1st Floor | 796 sqft 1st Floor |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Basement Garage |
| Garage Area | 240 sqft Garage |
| Patio Area | 117 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 40 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 46151 CECIL TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-8723 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | POTOMAC LAKES S.19E BK 1 2009073100522587 LOT 161 (WESTLAKES) |
| Legal Subdivision | POTOMAC LAKES |
| Legal Block | 1 |
| Legal Lot Number | 161 |
| Jurisdiction | LOUDOUN VA |
| Minor Civil Division | ALGONKIAN |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 611207 |
Source: Loudoun County records · APN 019-46-5712-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46151 CECIL TER, STERLING, VA 20165-8723 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 25, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC |
| Nov 26, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC |
| Feb 09, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2009 · Amount on Record |
| Deed Sale | Jul 31, 2009 · Amount on Record |
| Prior Sale | May 29, 2002 · Amount on Record |
| Deed Doc Number | 20090731052257 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46151 CECIL TER, STERLING, VA 20165-8723 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000122723 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 202112150122723 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46151 CECIL TER, STERLING, VA 20165-8723 |
| Document Number | 20191202074494 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46151 CECIL TER STERLING VA 201658723, STERLING, VA 20165-8723 |
| Document Number | 20191202074494 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 74494 |
| Name | PENNYMAC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46151 CECIL TER, STERLING, VA 20165-8723 |
| Document Number | 20181129068922 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20181129068922 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 68922 |
| Name | PENNYMAC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46151 CECIL TER, STERLING, VA 20165-8723 |
| Document Number | 20170221010816 |
| Instrument Date | Feb 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 46151 CECIL TER STERLING VA 201658723, STERLING, VA 20165-8723 |
| Document Number | 20170221010816 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 10816 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,879.00 | $557,640 Land $195,000 Building $362,640 | $557,640 Land $195,000 Building $362,640 |
46151 Cecil Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Loudoun County (51107C), updated June 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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