Loudoun County property record for 46149 Cecil Ter, Sterling, VA 20165
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,228 sqft · built 2000 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $413,000 (Sep 2017) |
| Tax Bill | $5,047 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-46-5511-000 |
| Primary APN | 019-46-5511-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,228 sqft Living Area |
| 1st Floor Area | 796 sqft |
| Basement Area | 444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Basement |
| Garage Area | 240 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Patio Area | 466 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 46149 CECIL TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-8723 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES (WESTLAKES) SEC 19E BLK 1 LOT 160 1794--788 |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 1 |
| Legal Lot Number | 160 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 611207 |
46149 Cecil Ter, a townhouse, is owned and occupied by an individual who bought it in September 2017.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46149 CECIL TER, STERLING, VA 20165-8723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NATIONAL ASSOCIATION |
| Sep 8, 2017 | Warranty Deed, Transfer · Conventional with PMI PNC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2017 · Amount on File |
| Deed Sale | Sep 8, 2017 · Amount on File |
| Deed Document Number | 201756134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46149 CECIL TER, STERLING, VA 20165-8723 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 202109100095155 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 202109100095155 |
| Name | PNC BANK NATIONAL ASSOCIATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 8, 2017 |
| Property Address | 46149 CECIL TER, STERLING, VA 20165-8723 |
| Document Number | 20170908056134 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 56134 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46149 CECIL TER STERLING VA 201658723, STERLING, VA 20165-8723 |
| Document Number | 20170908056135 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 56135 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 7, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 46149 Cecil Ter was $5,047.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,047.00 | $627,000 Land $225,000 Building $402,000 | $627,000 Land $225,000 Building $402,000 |
| 2023 | $4,738.00 | $541,510 Land $195,000 Building $346,510 | $541,510 Land $195,000 Building $346,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46149 Cecil Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46149 Cecil Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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