4615 SE 6th Ln, Keystone Heights, FL 32656 Property Records

Bradford County property record for 4615 SE 6th Ln, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,135 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2015)
Tax Bill	$2,992 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05819-0-00906`

Property Details

APN / Parcel Number

Primary APN	`05819-0-00906`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,135 sqft Heated Area
Gross Area	3,292 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Pool Area	308 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4615 SE 6TH LN
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-6158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 8S 22 LOT 6 HIDDEN HILLS UNIT V
Legal Range	22E
Legal Township	08S
Legal Section	24
Legal Subdivision	HIDDEN HILLS UN 05
Legal Lot Number	6
Legal Unit	5
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1001
Census Tract	301

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4615 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Jan 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2015 · Amount on Record
Deed Sale	Jan 7, 2015 · Amount on Record
Prior Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	201504000088
Deed Book / Page	1563 / 318
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	4615 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6158
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6158

Mortgage

Document Number	0004010086
Date	Oct 25, 2021
Book Page	1931/280
Instrument	202104010086

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	4615 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6158
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6150

Mortgage

Document Number	0004000406
Date	Jan 19, 2023
Book Page	2007/574
Instrument	202304000406

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2028

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	4615 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6158
Document Number	0004007264
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4615 SE 6TH LN KEYSTONE HEIGHTS FL 326566158, KEYSTONE HEIGHTS, FL 32656-6158

Mortgage

Document Number	0004007264
Date	Aug 20, 2019
Book Page	001805/000225
Instrument	4007264

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 19, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,992.00 (+9.12%) Homeowner's exemption	$214,462 (+2.9%)	$307,578 (+5.18%) Land $32,000 Building $275,578
2024	$2,742.00 (+3.12%) Homeowner's exemption	$208,418 (+3%)	$292,420 (+6.22%) Land $30,000 Building $262,420
2023	$2,659.00 (+4.89%) Homeowner's exemption	$202,348 (+3%)	$275,304 (+20.61%) Land $25,000 Building $250,304
2022	$2,535.00 Homeowner's exemption	$196,454	$228,251 Land $30,000 Building $198,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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