4597 SE 6th Ln, Keystone Heights, FL 32656 Property Records

Bradford County property record for 4597 SE 6th Ln, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,032 sqft · built 2003
Lot Size	0.462 acres (20,124 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2020)
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05819-0-00904`

Property Details

APN / Parcel Number

Primary APN	`05819-0-00904`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,032 sqft Living Area
Gross Area	3,442 sqft
1st Floor Area	2,032 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,124 sqft (0.462 acres)
Garage Type	Attached
Garage Area	770 sqft
Pool Area	493 sqft
Porch	Slab
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4597 SE 6TH LN
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-6150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 8S 22 LOT 4 HIDDEN HILLS UNIT V
Legal Range	22E
Legal Township	08S
Legal Section	24
Legal Subdivision	HIDDEN HILLS UNIT V
Legal Lot Number	4
Legal Unit	5
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1001
Census Tract	301

Owner

Source: Bradford County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4597 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BK
Oct 7, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	Jun 9, 2020 · Amount on Record
Deed Document Number	20204004035
Deed Book / Page	1846 / 220
Prior Transfer Date	May 17, 2005
Prior Transfer Doc	0000183584
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Jun 3, 2026
Property Address	4597 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6150
Document Number	0000004790
Book / Page	2215 / 191
Instrument Date	May 27, 2026
Instrument	20264790
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4597 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6150

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	4597 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6150
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6150

Mortgage

Document Number	0004003723
Date	Apr 29, 2025
Book Page	2147/1
Instrument	202504003723

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	4597 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6150
Document Number	0004005297
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4597 SE 6TH LN KEYSTONE HEIGHTS FL 326566150, KEYSTONE HEIGHTS, FL 32656-6150

Mortgage

Document Number	0004005297
Date	Jul 27, 2020
Book Page	001852/000385
Instrument	4005297

Lender

Name	AMERIS BK
Type	Bank
Address	601 REID ST, PALATKA, FL 32177-3643

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2035

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Oct 7, 2019
Property Address	4597 SE 6TH LN, KEYSTONE HEIGHTS, FL 32656-6150
Document Number	0004008633
Book / Page	001812 / 000350
Instrument Date	Oct 5, 2019
Instrument	4008633
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 SE 6TH LN KEYSTONE HEIGHTS FL 326566150, KEYSTONE HEIGHTS, FL 32656-6150

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,040.00 (+9%)	$217,572 (+2.9%)	$363,814 (+4.88%) Land $32,000 Building $331,814
2024	$2,789.00 (+3.11%) Homeowner's exemption	$211,440 (+3%)	$346,881 (+8.23%) Land $30,000 Building $316,881
2023	$2,705.00 (+4.8%) Homeowner's exemption	$205,282 (+3%)	$320,507 (+20.95%) Land $25,000 Building $295,507
2022	$2,581.00 Homeowner's exemption	$199,303	$264,999 Land $30,000 Building $234,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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