4601 Hwy 54 E, Covington, TN 38019 Property Records

Tipton County property record for 4601 Hwy 54 E, Covington, TN 38019 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,880 sqft · built 1986
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Last Sale$248,000 (Jan 2023)
Tax Bill$944 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN084043 04201

Property Details

APN / Parcel Number

Primary APN084043 04201
Alternative APN
  • 043 04201

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,880 sqft Living Area
1st Floor Area1,880 sqft
Basement Area352 sqft
Finished Basement352 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area46,609 sqft (1.07 acres)
Lot Dimensions390 ft deep x 120 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area395 sqft
Deck Area264 sqft
Patio Area264 sqft
Canopy400 sqft
Utility Building480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address4601 HIGHWAY 54 E
CityCOVINGTON
StateTN
Zip38019-7167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 13, COUNTY AREA: A62
JurisdictionTIPTON TN
Township / Civil Division2
Census Block Group1
Census Block1015
Census Tract40900

Owner

Source: Tipton County records · APN 084043 04201

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4601 HIGHWAY 54 E, COVINGTON, TN 38019-7167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2023Warranty Deed, Transfer · FHA Mortgage
SECURITY NATIONAL MORTGAGE CO
Nov 20, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF RIPLEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2023 · Amount on Record
Deed SaleJan 05, 2023 · Amount on Record
Prior SaleMar 19, 2010 · Amount on Record
Deed Document Number263155
Deed Book / Page1987 / 360
Record UpdatedJun 08, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateJan 05, 2023
Property Address4601 HIGHWAY 54 E, COVINGTON, TN 38019-7167
Document Number0001987360
Book / Page1987 / 360
Instrument DateJun 08, 2022
Instrument263155
Transaction TypeTransfer
Record UpdatedJan 20, 2023
Title CompanyFAYETTE COUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$917.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 HIGHWAY 54 E, COVINGTON, TN 38019-7167

Mortgage

Document Number0001987362
DateJan 05, 2023
Book Page1987/362
Instrument263156
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
AddressSALT LAKE CITY, UT 84123
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueJul 01, 2052

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address4601 HIGHWAY 54 E, COVINGTON, TN 38019-7167
Document Number1782891
Instrument DateNov 20, 2018
Transaction TypeMortgage
Record UpdatedJan 07, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 HIGHWAY 54 E COVINGTON TN 380197167, COVINGTON, TN 38019-7167

Mortgage

Document Number1782891
DateDec 13, 2018
Book Page001782/000891
Instrument219371
Lender
NameBANK OF RIPLEY
TypeBank
AddressRIPLEY, TN 38063
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 12, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$944.00 (+9.39%)$62,050 (-) Land $4,225 Building $57,825
2023$62,050 Land $4,225 Building $57,825
2022$863.00
2020$248,200 Land $16,900 Building $231,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670409001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMay 2010, rainfall accumulation, Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire RiskLow
above 5% of the US · above 5% of Tennessee
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Aeneas CommunicationsFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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