Highlands County property record for 4613 Mercado Dr, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,535 sqft · built 1979 |
| Lot Size | 0.145 acres (6,328 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Jun 2023) |
| Tax Bill | $2,869 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-130-2550-0091 |
| Primary APN | C-04-34-28-130-2550-0091 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,535 sqft Living Area |
| Gross Area | 1,886 sqft |
| 1st Floor Area | 1,535 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,328 sqft (0.145 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| View / Lot | Duplex |
| Garage Type | Attached |
| Garage Area | 351 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 245 sqft |
| Patio Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4613 MERCADO DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1539 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 WLY 1/2 LOT 9 BLK 255 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | MERCADO PLACE |
| Legal Block | 255 |
| Legal Lot Number | 9 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 960503 |
Source: Highlands County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2310 MCKINLEY ST, HOLLYWOOD, FL 33020-3057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jun 20, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on Record |
| Deed Sale | Jun 20, 2023 · Amount on Record |
| Prior Sale | Dec 16, 2015 |
| Deed Document Number | 20232156544 |
| Deed Book / Page | 2982 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4613 MERCADO DR, SEBRING, FL 33872-1539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4613 MERCADO DR, SEBRING, FL 33872-1539 |
| Document Number | 0002305287 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 3181/1558 |
| Instrument | 2305287 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 20, 2023 |
| Property Address | 4613 MERCADO DR, SEBRING, FL 33872-1539 |
| Document Number | 0002156544 |
| Book / Page | 2982 / 82 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | May 17, 2023 |
| Instrument | 2156544 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 WILLIAM ST #11, 11, CANADA XX |
| Name | Verified Name |
|---|---|
| Address | 2310 MCKINLEY ST, HOLLYWOOD, FL 33020-3057 |
| Document Number | 0000298284 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2982/84 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,869.00 (+40.78%) Homeowner's exemption | $165,791 (+14.32%) Land $9,250 Building $156,541 | $165,791 (+14.32%) Land $9,250 Building $156,541 |
| 2024 | $2,038.00 (-1.83%) | ||
| 2023 | $2,076.00 (+9.67%) | $145,019 (+18.89%) Land $6,500 Building $138,519 | $145,019 (+18.89%) Land $6,500 Building $138,519 |
| 2022 | $1,893.00 | $121,976 Land $4,000 Building $117,976 | $121,976 Land $4,000 Building $117,976 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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